Citizens State Bank of Luling
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Citizens State Bank of Luling · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|
Geographic Distribution
SBA lending activity for Citizens State Bank of Luling by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 2 | $205K | 100.0% |
Why Choose Citizens State Bank of Luling?
Based on SBA 7(a) lending track record from 2002-2004
- ✓Proven Track Record: 2 SBA loans approved, totaling $205K in financing
- ✓Industry Expertise: Specialized focus on
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 60 months
- ✓Loan Range: Loan sizes from $100K to $105K, with an average of $103K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Citizens State Bank of Luling SBA lending
What types of businesses does Citizens State Bank of Luling typically finance?
Citizens State Bank of Luling specializes in SBA 7(a) lending to specific industries including . They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Citizens State Bank of Luling's typical SBA loan terms?
Citizens State Bank of Luling's SBA 7(a) loans typically feature an average interest rate of — and average term length of 60 months (approximately 5 years). Loan sizes range from $100K to $105K, with an average loan size of $103K.
Do I need a business valuation for a Citizens State Bank of Luling SBA loan?
Yes, Citizens State Bank of Luling typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Citizens State Bank of Luling compare to other SBA lenders?
Citizens State Bank of Luling has originated 2 SBA loans totaling $205K since 2002. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Citizens State Bank of Luling lend in?
Citizens State Bank of Luling provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.