Carolina Business Capital, Inc.
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Carolina Business Capital, Inc. · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812112 | Beauty Salons | 1 | $90K | $90K | 10.0% |
| 624410 | Child Care Services | 1 | $175K | $175K | 10.0% |
| 541213 | Tax Preparation Services | 1 | $150K | $150K | 10.0% |
| 621210 | Offices of Dentists | 1 | $225K | $225K | 10.0% |
| 621330 | Offices of Mental Health Practitioners (except Physicians) | 1 | $35K | $35K | 10.0% |
| 332312 | Fabricated Structural Metal Manufacturing | 1 | $150K | $150K | 10.0% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 1 | $150K | $150K | 10.0% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 1 | $115K | $115K | 10.0% |
Geographic Distribution
SBA lending activity for Carolina Business Capital, Inc. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| North Carolina (NC) | 10 | $1.3M | 100.0% |
Why Choose Carolina Business Capital, Inc.?
Based on SBA 7(a) lending track record from 2017-2019
- ✓Proven Track Record: 10 SBA loans approved, totaling $1.3M in financing
- ✓Industry Expertise: Specialized focus on Beauty Salons, Child Care Services, Tax Preparation Services
- ✓Competitive Terms: Average interest rate of 6.13% with flexible term lengths averaging 84 months
- ✓Loan Range: Loan sizes from $35K to $225K, with an average of $130K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NC
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Carolina Business Capital, Inc. SBA lending
What types of businesses does Carolina Business Capital, Inc. typically finance?
Carolina Business Capital, Inc. specializes in SBA 7(a) lending to specific industries including beauty salons, child care services, tax preparation services, offices of dentists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Carolina Business Capital, Inc.'s typical SBA loan terms?
Carolina Business Capital, Inc.'s SBA 7(a) loans typically feature an average interest rate of 6.13% and average term length of 84 months (approximately 7 years). Loan sizes range from $35K to $225K, with an average loan size of $130K.
Do I need a business valuation for a Carolina Business Capital, Inc. SBA loan?
Yes, Carolina Business Capital, Inc. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Carolina Business Capital, Inc. compare to other SBA lenders?
Carolina Business Capital, Inc. has originated 10 SBA loans totaling $1.3M since 2017. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Carolina Business Capital, Inc. lend in?
Carolina Business Capital, Inc. provides SBA 7(a) financing with particularly strong presence in NC. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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