Campus USA CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Campus USA CU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 611610 | Fine Arts Schools | 1 | $145K | $145K | 20.0% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 1 | $150K | $150K | 20.0% |
| 811111 | General Automotive Repair | 1 | $345K | $345K | 20.0% |
Geographic Distribution
SBA lending activity for Campus USA CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 5 | $950K | 100.0% |
Why Choose Campus USA CU?
Based on SBA 7(a) lending track record from 2003-2019
- ✓Proven Track Record: 5 SBA loans approved, totaling $950K in financing
- ✓Industry Expertise: Specialized focus on Fine Arts Schools, Offices of Physicians (except Mental Health Specialists), General Automotive Repair
- ✓Competitive Terms: Average interest rate of 6.88% with flexible term lengths averaging 134 months
- ✓Loan Range: Loan sizes from $40K to $345K, with an average of $190K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Campus USA CU SBA lending
What types of businesses does Campus USA CU typically finance?
Campus USA CU specializes in SBA 7(a) lending to specific industries including fine arts schools, offices of physicians (except mental health specialists), general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Campus USA CU's typical SBA loan terms?
Campus USA CU's SBA 7(a) loans typically feature an average interest rate of 6.88% and average term length of 134 months (approximately 11 years). Loan sizes range from $40K to $345K, with an average loan size of $190K.
Do I need a business valuation for a Campus USA CU SBA loan?
Yes, Campus USA CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Campus USA CU compare to other SBA lenders?
Campus USA CU has originated 5 SBA loans totaling $950K since 2003. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Campus USA CU lend in?
Campus USA CU provides SBA 7(a) financing with particularly strong presence in FL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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