California International Bank, A National Banking Associatio
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by California International Bank, A National Banking Associatio
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 40 | $72.8M | $1.8M | 20.0% |
| 621511 | Medical Laboratories | 8 | $5.1M | $635K | 4.0% |
| 311520 | Ice Cream and Frozen Dessert Manufacturing | 8 | $24.1M | $3.0M | 4.0% |
| 484121 | General Freight Trucking, Long Distance, Truckload | 8 | $6.1M | $763K | 4.0% |
| 531110 | Lessors of Residential Buildingsv and Dwellings | 8 | $27.2M | $3.4M | 4.0% |
| 811111 | General Automotive Repair | 8 | $5.5M | $686K | 4.0% |
| 446110 | Pharmacies and Drug Stores | 8 | $4.2M | $520K | 4.0% |
| 621498 | All Other Outpatient Care Centers | 8 | $6.0M | $746K | 4.0% |
| 541512 | Computer Systems Design Services | 8 | $2.6M | $323K | 4.0% |
| 454390 | Other Direct Selling Establishments | 8 | $30.0M | $3.8M | 4.0% |
Geographic Distribution
SBA lending activity for California International Bank, A National Banking Associatio by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 192 | $306.2M | 96.0% |
| Nevada (NV) | 8 | $22.3M | 4.0% |
Why Choose California International Bank, A National Banking Associatio?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 200 SBA loans approved, totaling $328.5M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Medical Laboratories, Ice Cream and Frozen Dessert Manufacturing
- ✓Competitive Terms: Average interest rate of 6.84% with flexible term lengths averaging 250 months
- ✓Loan Range: Loan sizes from $323K to $3.8M, with an average of $1.6M
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in CA, NV
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about California International Bank, A National Banking Associatio SBA lending
What types of businesses does California International Bank, A National Banking Associatio typically finance?
California International Bank, A National Banking Associatio specializes in SBA 7(a) lending to specific industries including full-service restaurants, medical laboratories, ice cream and frozen dessert manufacturing, general freight trucking, long distance, truckload. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are California International Bank, A National Banking Associatio's typical SBA loan terms?
California International Bank, A National Banking Associatio's SBA 7(a) loans typically feature an average interest rate of 6.84% and average term length of 250 months (approximately 21 years). Loan sizes range from $323K to $3.8M, with an average loan size of $1.6M.
Do I need a business valuation for a California International Bank, A National Banking Associatio SBA loan?
Yes, California International Bank, A National Banking Associatio typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does California International Bank, A National Banking Associatio compare to other SBA lenders?
California International Bank, A National Banking Associatio has originated 200 SBA loans totaling $328.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does California International Bank, A National Banking Associatio lend in?
California International Bank, A National Banking Associatio provides SBA 7(a) financing with particularly strong presence in CA, NV. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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