C3Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by C3Bank, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811192 | Car Washes | 8 | $3.4M | $425K | 5.3% |
| 488410 | Motor Vehicle Towing | 5 | $1.8M | $353K | 3.3% |
| 621210 | Offices of Dentists | 4 | $2.0M | $495K | 2.6% |
| 321920 | Wood Container and Pallet Manufacturing | 3 | $300K | $100K | 2.0% |
| 441120 | Used Car Dealers | 3 | $2.4M | $808K | 2.0% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 3 | $2.6M | $852K | 2.0% |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 | $111K | $55K | 1.3% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 2 | $272K | $136K | 1.3% |
| 541211 | Offices of Certified Public Accountants | 2 | $400K | $200K | 1.3% |
| 238340 | Tile and Terrazzo Contractors | 2 | $2.1M | $1.1M | 1.3% |
Geographic Distribution
SBA lending activity for C3Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 151 | $65.7M | 99.3% |
| Virginia (VA) | 1 | $80K | 0.7% |
Why Choose C3Bank, National Association?
Based on SBA 7(a) lending track record from 1995-2009
- ✓Proven Track Record: 152 SBA loans approved, totaling $65.7M in financing
- ✓Industry Expertise: Specialized focus on Car Washes, Motor Vehicle Towing, Offices of Dentists
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 152 months
- ✓Loan Range: Loan sizes from $12K to $2.0M, with an average of $432K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in CA, VA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about C3Bank, National Association SBA lending
What types of businesses does C3Bank, National Association typically finance?
C3Bank, National Association specializes in SBA 7(a) lending to specific industries including car washes, motor vehicle towing, offices of dentists, wood container and pallet manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are C3Bank, National Association's typical SBA loan terms?
C3Bank, National Association's SBA 7(a) loans typically feature an average interest rate of — and average term length of 152 months (approximately 13 years). Loan sizes range from $12K to $2.0M, with an average loan size of $432K.
Do I need a business valuation for a C3Bank, National Association SBA loan?
Yes, C3Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does C3Bank, National Association compare to other SBA lenders?
C3Bank, National Association has originated 152 SBA loans totaling $65.7M since 1995. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does C3Bank, National Association lend in?
C3Bank, National Association provides SBA 7(a) financing with particularly strong presence in CA, VA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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