Business Finance Capital
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Business Finance Capital · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 311710 | Seafood Product Preparation and Packaging | 1 | $299K | $299K | 25.0% |
| 445132 | Vending Machine Operators | 1 | $81K | $81K | 25.0% |
| 722320 | Caterers | 1 | $179K | $179K | 25.0% |
| 713110 | Amusement and Theme Parks | 1 | $350K | $350K | 25.0% |
Geographic Distribution
SBA lending activity for Business Finance Capital by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 4 | $910K | 100.0% |
Why Choose Business Finance Capital?
Based on SBA 7(a) lending track record from 2024-2025
- ✓Proven Track Record: 4 SBA loans approved, totaling $910K in financing
- ✓Industry Expertise: Specialized focus on Seafood Product Preparation and Packaging, Vending Machine Operators, Caterers
- ✓Competitive Terms: Average interest rate of 11.13% with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $81K to $350K, with an average of $227K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Business Finance Capital SBA lending
What types of businesses does Business Finance Capital typically finance?
Business Finance Capital specializes in SBA 7(a) lending to specific industries including seafood product preparation and packaging, vending machine operators, caterers, amusement and theme parks. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Business Finance Capital's typical SBA loan terms?
Business Finance Capital's SBA 7(a) loans typically feature an average interest rate of 11.13% and average term length of 120 months (approximately 10 years). Loan sizes range from $81K to $350K, with an average loan size of $227K.
Do I need a business valuation for a Business Finance Capital SBA loan?
Yes, Business Finance Capital typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Business Finance Capital compare to other SBA lenders?
Business Finance Capital has originated 4 SBA loans totaling $910K since 2024. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Business Finance Capital lend in?
Business Finance Capital provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.