Builtwell Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Builtwell Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 12 | $4.9M | $412K | 2.4% |
| 624410 | Child Care Services | 9 | $3.4M | $383K | 1.8% |
| 721110 | Hotels (except Casino Hotels) and Motels | 8 | $14.4M | $1.8M | 1.6% |
| 811192 | Car Washes | 6 | $2.3M | $386K | 1.2% |
| 713930 | Marinas | 6 | $3.1M | $521K | 1.2% |
| 621210 | Offices of Dentists | 6 | $931K | $155K | 1.2% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 5 | $2.5M | $496K | 1.0% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 5 | $3.2M | $644K | 1.0% |
| 441120 | Used Car Dealers | 4 | $925K | $231K | 0.8% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 4 | $399K | $100K | 0.8% |
Geographic Distribution
SBA lending activity for Builtwell Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Tennessee (TN) | 404 | $117.4M | 80.0% |
| Georgia (GA) | 92 | $92.7M | 18.2% |
| Alabama (AL) | 9 | $1.9M | 1.8% |
Why Choose Builtwell Bank?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 505 SBA loans approved, totaling $212.1M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Child Care Services, Hotels (except Casino Hotels) and Motels
- ✓Competitive Terms: Average interest rate of 5.73% with flexible term lengths averaging 169 months
- ✓Loan Range: Loan sizes from $8K to $5.0M, with an average of $420K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in TN, GA, AL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Builtwell Bank SBA lending
What types of businesses does Builtwell Bank typically finance?
Builtwell Bank specializes in SBA 7(a) lending to specific industries including general automotive repair, child care services, hotels (except casino hotels) and motels, car washes. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Builtwell Bank's typical SBA loan terms?
Builtwell Bank's SBA 7(a) loans typically feature an average interest rate of 5.73% and average term length of 169 months (approximately 14 years). Loan sizes range from $8K to $5.0M, with an average loan size of $420K.
Do I need a business valuation for a Builtwell Bank SBA loan?
Yes, Builtwell Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Builtwell Bank compare to other SBA lenders?
Builtwell Bank has originated 505 SBA loans totaling $212.1M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Builtwell Bank lend in?
Builtwell Bank provides SBA 7(a) financing with particularly strong presence in TN, GA, AL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.