BNA Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by BNA Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621511 | Medical Laboratories | 8 | $2.2M | $277K | 25.0% |
| 811112 | Automotive Exhaust System Repair | 8 | $2.2M | $270K | 25.0% |
| 451110 | Sporting Goods Stores | 8 | $640K | $80K | 25.0% |
| 441310 | Automotive Parts and Accessories Stores | 8 | $1.2M | $150K | 25.0% |
Geographic Distribution
SBA lending activity for BNA Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Mississippi (MS) | 32 | $6.2M | 100.0% |
Why Choose BNA Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 32 SBA loans approved, totaling $6.2M in financing
- ✓Industry Expertise: Specialized focus on Medical Laboratories, Automotive Exhaust System Repair, Sporting Goods Stores
- ✓Competitive Terms: Average interest rate of 7.31% with flexible term lengths averaging 85 months
- ✓Loan Range: Loan sizes from $80K to $277K, with an average of $194K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about BNA Bank SBA lending
What types of businesses does BNA Bank typically finance?
BNA Bank specializes in SBA 7(a) lending to specific industries including medical laboratories, automotive exhaust system repair, sporting goods stores, automotive parts and accessories stores. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are BNA Bank's typical SBA loan terms?
BNA Bank's SBA 7(a) loans typically feature an average interest rate of 7.31% and average term length of 85 months (approximately 7 years). Loan sizes range from $80K to $277K, with an average loan size of $194K.
Do I need a business valuation for a BNA Bank SBA loan?
Yes, BNA Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does BNA Bank compare to other SBA lenders?
BNA Bank has originated 32 SBA loans totaling $6.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does BNA Bank lend in?
BNA Bank provides SBA 7(a) financing with particularly strong presence in MS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.