Banterra Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Banterra Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 332710 | Machine Shops | 40 | $10.0M | $250K | 8.5% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 32 | $20.6M | $644K | 6.8% |
| 622110 | General Medical and Surgical Hospitals | 24 | $10.8M | $450K | 5.1% |
| 238990 | All Other Specialty Trade Contractors | 24 | $8.0M | $333K | 5.1% |
| 722511 | Full-Service Restaurants | 24 | $3.2M | $135K | 5.1% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 16 | $920K | $58K | 3.4% |
| 722513 | Limited-Service Restaurants | 16 | $4.0M | $250K | 3.4% |
| 484121 | General Freight Trucking, Long Distance, Truckload | 16 | $11.7M | $733K | 3.4% |
| 333993 | Packaging Machinery Manufacturing | 16 | $23.5M | $1.5M | 3.4% |
| 541490 | Other Specialized Design Services | 16 | $18.6M | $1.2M | 3.4% |
Geographic Distribution
SBA lending activity for Banterra Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 152 | $86.5M | 32.2% |
| Arizona (AZ) | 104 | $43.3M | 22.0% |
| Utah (UT) | 40 | $27.7M | 8.5% |
| Illinois (IL) | 64 | $25.0M | 13.6% |
| Mississippi (MS) | 8 | $23.5M | 1.7% |
| Indiana (IN) | 88 | $20.8M | 18.6% |
| Tennessee (TN) | 8 | $2.4M | 1.7% |
| Kentucky (KY) | 8 | $801K | 1.7% |
Why Choose Banterra Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 472 SBA loans approved, totaling $229.9M in financing
- ✓Industry Expertise: Specialized focus on Machine Shops, Offices of Physicians (except Mental Health Specialists), General Medical and Surgical Hospitals
- ✓Competitive Terms: Average interest rate of 6.50% with flexible term lengths averaging 139 months
- ✓Loan Range: Loan sizes from $10K to $2.9M, with an average of $487K
- ✓Nationwide Reach: Active lending in 8 states, with strong presence in MO, AZ, IN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Banterra Bank SBA lending
What types of businesses does Banterra Bank typically finance?
Banterra Bank specializes in SBA 7(a) lending to specific industries including machine shops, offices of physicians (except mental health specialists), general medical and surgical hospitals, all other specialty trade contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Banterra Bank's typical SBA loan terms?
Banterra Bank's SBA 7(a) loans typically feature an average interest rate of 6.50% and average term length of 139 months (approximately 12 years). Loan sizes range from $10K to $2.9M, with an average loan size of $487K.
Do I need a business valuation for a Banterra Bank SBA loan?
Yes, Banterra Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Banterra Bank compare to other SBA lenders?
Banterra Bank has originated 472 SBA loans totaling $229.9M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Banterra Bank lend in?
Banterra Bank provides SBA 7(a) financing with particularly strong presence in MO, AZ, IN, IL, UT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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