Banner Capital Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Banner Capital Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722410 | Drinking Places (Alcoholic Beverages) | 2 | $370K | $185K | 5.7% |
| 112111 | Beef Cattle Ranching and Farming | 1 | $35K | $35K | 2.9% |
| 335999 | All Other Miscellaneous Electrical Equipment and Component Manufacturing | 1 | $410K | $410K | 2.9% |
| 423930 | Recyclable Material Merchant Wholesalers | 1 | $145K | $145K | 2.9% |
| 424520 | Livestock Merchant Wholesalers | 1 | $500K | $500K | 2.9% |
| 213112 | Support Activities for Oil and Gas Operations | 1 | $250K | $250K | 2.9% |
| 713950 | Bowling Centers | 1 | $48K | $48K | 2.9% |
Geographic Distribution
SBA lending activity for Banner Capital Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wyoming (WY) | 21 | $4.4M | 60.0% |
| Nebraska (NE) | 13 | $3.5M | 37.1% |
| Utah (UT) | 1 | $100K | 2.9% |
Why Choose Banner Capital Bank?
Based on SBA 7(a) lending track record from 1991-2014
- ✓Proven Track Record: 35 SBA loans approved, totaling $8.0M in financing
- ✓Industry Expertise: Specialized focus on Drinking Places (Alcoholic Beverages), Beef Cattle Ranching and Farming, All Other Miscellaneous Electrical Equipment and Component Manufacturing
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 115 months
- ✓Loan Range: Loan sizes from $14K to $650K, with an average of $229K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in WY, NE, UT
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Banner Capital Bank SBA lending
What types of businesses does Banner Capital Bank typically finance?
Banner Capital Bank specializes in SBA 7(a) lending to specific industries including drinking places (alcoholic beverages), beef cattle ranching and farming, all other miscellaneous electrical equipment and component manufacturing, recyclable material merchant wholesalers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Banner Capital Bank's typical SBA loan terms?
Banner Capital Bank's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 115 months (approximately 10 years). Loan sizes range from $14K to $650K, with an average loan size of $229K.
Do I need a business valuation for a Banner Capital Bank SBA loan?
Yes, Banner Capital Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Banner Capital Bank compare to other SBA lenders?
Banner Capital Bank has originated 35 SBA loans totaling $8.0M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Banner Capital Bank lend in?
Banner Capital Bank provides SBA 7(a) financing with particularly strong presence in WY, NE, UT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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