Banner Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Banner Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 424 | $115.3M | $272K | 3.8% |
| 238990 | All Other Specialty Trade Contractors | 392 | $93.9M | $240K | 3.6% |
| 238910 | Site Preparation Contractors | 272 | $66.0M | $243K | 2.5% |
| 236118 | Residential Remodelers | 256 | $25.3M | $99K | 2.3% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 232 | $76.2M | $328K | 2.1% |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 232 | $36.7M | $158K | 2.1% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 224 | $63.7M | $284K | 2.0% |
| 722513 | Limited-Service Restaurants | 192 | $43.9M | $229K | 1.7% |
| 238210 | Electrical Contractors | 192 | $43.4M | $226K | 1.7% |
| 113310 | Logging | 184 | $14.3M | $78K | 1.7% |
Geographic Distribution
SBA lending activity for Banner Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Washington (WA) | 5,592 | $1.31B | 50.8% |
| California (CA) | 2,704 | $865.8M | 24.5% |
| Oregon (OR) | 2,088 | $418.3M | 19.0% |
| Idaho (ID) | 600 | $127.9M | 5.4% |
| New York (NY) | 16 | $9.6M | 0.1% |
| Colorado (CO) | 8 | $400K | 0.1% |
| Alaska (AK) | 8 | $240K | 0.1% |
Why Choose Banner Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 11,016 SBA loans approved, totaling $2.73B in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, All Other Specialty Trade Contractors, Site Preparation Contractors
- ✓Competitive Terms: Average interest rate of 7.71% with flexible term lengths averaging 111 months
- ✓Loan Range: Loan sizes from $5K to $4.6M, with an average of $248K
- ✓Nationwide Reach: Active lending in 7 states, with strong presence in WA, CA, OR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Banner Bank SBA lending
What types of businesses does Banner Bank typically finance?
Banner Bank specializes in SBA 7(a) lending to specific industries including full-service restaurants, all other specialty trade contractors, site preparation contractors, residential remodelers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Banner Bank's typical SBA loan terms?
Banner Bank's SBA 7(a) loans typically feature an average interest rate of 7.71% and average term length of 111 months (approximately 9 years). Loan sizes range from $5K to $4.6M, with an average loan size of $248K.
Do I need a business valuation for a Banner Bank SBA loan?
Yes, Banner Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Banner Bank compare to other SBA lenders?
Banner Bank has originated 11,016 SBA loans totaling $2.73B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Banner Bank lend in?
Banner Bank provides SBA 7(a) financing with particularly strong presence in WA, CA, OR, ID, NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.