BankUnited, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by BankUnited, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 187 | $417.6M | $2.2M | 9.5% |
| 722513 | Limited-Service Restaurants | 80 | $62.7M | $784K | 4.1% |
| 624410 | Child Care Services | 62 | $69.8M | $1.1M | 3.2% |
| 722511 | Full-Service Restaurants | 50 | $56.9M | $1.1M | 2.5% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 34 | $19.5M | $574K | 1.7% |
| 811111 | General Automotive Repair | 32 | $23.5M | $733K | 1.6% |
| 561790 | Other Services to Buildings and Dwellings | 31 | $13.0M | $420K | 1.6% |
| 621210 | Offices of Dentists | 29 | $14.8M | $509K | 1.5% |
| 561730 | Landscaping Services | 28 | $17.4M | $622K | 1.4% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 26 | $17.1M | $657K | 1.3% |
Geographic Distribution
SBA lending activity for BankUnited, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 916 | $520.6M | 46.7% |
| Texas (TX) | 148 | $222.0M | 7.5% |
| North Carolina (NC) | 86 | $115.7M | 4.4% |
| Ohio (OH) | 73 | $89.3M | 3.7% |
| South Carolina (SC) | 51 | $73.6M | 2.6% |
| Virginia (VA) | 52 | $72.8M | 2.6% |
| Michigan (MI) | 76 | $67.5M | 3.9% |
| Georgia (GA) | 50 | $53.6M | 2.5% |
| California (CA) | 52 | $51.2M | 2.6% |
| Maryland (MD) | 28 | $50.1M | 1.4% |
| Kentucky (KY) | 44 | $49.3M | 2.2% |
| Indiana (IN) | 34 | $43.7M | 1.7% |
| Pennsylvania (PA) | 31 | $43.7M | 1.6% |
| New York (NY) | 22 | $39.8M | 1.1% |
| Tennessee (TN) | 30 | $32.4M | 1.5% |
| New Jersey (NJ) | 20 | $30.7M | 1.0% |
| Colorado (CO) | 29 | $30.2M | 1.5% |
| Illinois (IL) | 21 | $28.4M | 1.1% |
| Alabama (AL) | 16 | $22.6M | 0.8% |
| Mississippi (MS) | 15 | $19.3M | 0.8% |
| Wisconsin (WI) | 11 | $15.6M | 0.6% |
| Washington (WA) | 11 | $14.4M | 0.6% |
| West Virginia (WV) | 6 | $12.2M | 0.3% |
| Iowa (IA) | 12 | $12.2M | 0.6% |
| Missouri (MO) | 11 | $12.2M | 0.6% |
| Nebraska (NE) | 6 | $11.6M | 0.3% |
| Oregon (OR) | 6 | $11.3M | 0.3% |
| Arizona (AZ) | 19 | $10.9M | 1.0% |
| Minnesota (MN) | 11 | $10.4M | 0.6% |
| Oklahoma (OK) | 8 | $10.4M | 0.4% |
| South Dakota (SD) | 3 | $8.3M | 0.2% |
| District of Columbia (DC) | 4 | $8.2M | 0.2% |
| Nevada (NV) | 8 | $8.0M | 0.4% |
| Kansas (KS) | 7 | $7.7M | 0.4% |
| Louisiana (LA) | 8 | $7.0M | 0.4% |
| Arkansas (AR) | 4 | $6.9M | 0.2% |
| Connecticut (CT) | 10 | $5.9M | 0.5% |
| Vermont (VT) | 3 | $5.9M | 0.2% |
| Delaware (DE) | 3 | $4.5M | 0.2% |
| Wyoming (WY) | 4 | $3.9M | 0.2% |
| Montana (MT) | 1 | $2.5M | 0.1% |
| New Hampshire (NH) | 2 | $2.1M | 0.1% |
| Utah (UT) | 3 | $1.8M | 0.2% |
| North Dakota (ND) | 1 | $1.7M | 0.1% |
| New Mexico (NM) | 2 | $1.3M | 0.1% |
| Maine (ME) | 2 | $1.0M | 0.1% |
| Massachusetts (MA) | 2 | $768K | 0.1% |
| Hawaii (HI) | 1 | $250K | 0.1% |
Why Choose BankUnited, National Association?
Based on SBA 7(a) lending track record from 1995-2025
- ✓Proven Track Record: 1,963 SBA loans approved, totaling $1.86B in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Limited-Service Restaurants, Child Care Services
- ✓Competitive Terms: Average interest rate of 6.16% with flexible term lengths averaging 170 months
- ✓Loan Range: Loan sizes from $10K to $5.0M, with an average of $945K
- ✓Nationwide Reach: Active lending in 48 states, with strong presence in FL, TX, NC
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about BankUnited, National Association SBA lending
What types of businesses does BankUnited, National Association typically finance?
BankUnited, National Association specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, limited-service restaurants, child care services, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are BankUnited, National Association's typical SBA loan terms?
BankUnited, National Association's SBA 7(a) loans typically feature an average interest rate of 6.16% and average term length of 170 months (approximately 14 years). Loan sizes range from $10K to $5.0M, with an average loan size of $945K.
Do I need a business valuation for a BankUnited, National Association SBA loan?
Yes, BankUnited, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does BankUnited, National Association compare to other SBA lenders?
BankUnited, National Association has originated 1,963 SBA loans totaling $1.86B since 1995. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does BankUnited, National Association lend in?
BankUnited, National Association provides SBA 7(a) financing with particularly strong presence in FL, TX, NC, MI, OH. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.