Bank & Trust Company
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Bank & Trust Company
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621310 | Offices of Chiropractors | 8 | $1.1M | $137K | 50.0% |
| 721110 | Hotels (except Casino Hotels) and Motels | 8 | $19.4M | $2.4M | 50.0% |
Geographic Distribution
SBA lending activity for Bank & Trust Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Illinois (IL) | 16 | $20.5M | 100.0% |
Why Choose Bank & Trust Company?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 16 SBA loans approved, totaling $20.5M in financing
- ✓Industry Expertise: Specialized focus on Offices of Chiropractors, Hotels (except Casino Hotels) and Motels
- ✓Competitive Terms: Average interest rate of 5.78% with flexible term lengths averaging 210 months
- ✓Loan Range: Loan sizes from $137K to $2.4M, with an average of $1.3M
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in IL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Bank & Trust Company SBA lending
What types of businesses does Bank & Trust Company typically finance?
Bank & Trust Company specializes in SBA 7(a) lending to specific industries including offices of chiropractors, hotels (except casino hotels) and motels. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Bank & Trust Company's typical SBA loan terms?
Bank & Trust Company's SBA 7(a) loans typically feature an average interest rate of 5.78% and average term length of 210 months (approximately 18 years). Loan sizes range from $137K to $2.4M, with an average loan size of $1.3M.
Do I need a business valuation for a Bank & Trust Company SBA loan?
Yes, Bank & Trust Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Bank & Trust Company compare to other SBA lenders?
Bank & Trust Company has originated 16 SBA loans totaling $20.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Bank & Trust Company lend in?
Bank & Trust Company provides SBA 7(a) financing with particularly strong presence in IL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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