Bank of the Southwest
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Bank of the Southwest
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 326199 | All Other Plastics Product Manufacturing | 16 | $9.6M | $600K | 11.1% |
| 447190 | Other Gasoline Stations | 16 | $6.7M | $420K | 11.1% |
| 423110 | Automobile and Other Motor Vehicle Merchant Wholesalers | 16 | $23.3M | $1.5M | 11.1% |
| 621498 | All Other Outpatient Care Centers | 16 | $904K | $57K | 11.1% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 8 | $1.1M | $133K | 5.6% |
| 445120 | Convenience Stores | 8 | $6.5M | $809K | 5.6% |
| 484230 | Specialized Freight (except Used Goods) Trucking, Long-Distance | 8 | $5.2M | $652K | 5.6% |
| 484110 | General Freight Trucking, Local | 8 | $1.8M | $225K | 5.6% |
| 512131 | Motion Picture Theaters (except Drive-Ins) | 8 | $30.6M | $3.8M | 5.6% |
| 523910 | Miscellaneous Intermediation | 8 | $3.2M | $400K | 5.6% |
Geographic Distribution
SBA lending activity for Bank of the Southwest by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New Mexico (NM) | 144 | $96.2M | 100.0% |
Why Choose Bank of the Southwest?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 144 SBA loans approved, totaling $96.2M in financing
- ✓Industry Expertise: Specialized focus on All Other Plastics Product Manufacturing, Other Gasoline Stations, Automobile and Other Motor Vehicle Merchant Wholesalers
- ✓Competitive Terms: Average interest rate of 5.78% with flexible term lengths averaging 143 months
- ✓Loan Range: Loan sizes from $25K to $3.8M, with an average of $668K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NM
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Bank of the Southwest SBA lending
What types of businesses does Bank of the Southwest typically finance?
Bank of the Southwest specializes in SBA 7(a) lending to specific industries including all other plastics product manufacturing, other gasoline stations, automobile and other motor vehicle merchant wholesalers, all other outpatient care centers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Bank of the Southwest's typical SBA loan terms?
Bank of the Southwest's SBA 7(a) loans typically feature an average interest rate of 5.78% and average term length of 143 months (approximately 12 years). Loan sizes range from $25K to $3.8M, with an average loan size of $668K.
Do I need a business valuation for a Bank of the Southwest SBA loan?
Yes, Bank of the Southwest typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Bank of the Southwest compare to other SBA lenders?
Bank of the Southwest has originated 144 SBA loans totaling $96.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Bank of the Southwest lend in?
Bank of the Southwest provides SBA 7(a) financing with particularly strong presence in NM. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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