Bank of the Orient
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Bank of the Orient
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 447110 | Gasoline Stations with Convenience Stores | 144 | $227.3M | $1.6M | 41.9% |
| 457110 | Other | 104 | $191.9M | $1.8M | 30.2% |
| 722511 | Full-Service Restaurants | 24 | $41.1M | $1.7M | 7.0% |
| 624410 | Child Day Care Services | 16 | $9.1M | $570K | 4.7% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 8 | $4.8M | $595K | 2.3% |
| 457120 | Other | 8 | $25.2M | $3.2M | 2.3% |
| 621310 | Offices of Chiropractors | 8 | $9.5M | $1.2M | 2.3% |
| 445131 | Other | 8 | $12.2M | $1.5M | 2.3% |
| 621210 | Offices of Dentists | 8 | $15.6M | $2.0M | 2.3% |
| 722513 | Limited-Service Restaurants | 8 | $11.3M | $1.4M | 2.3% |
Geographic Distribution
SBA lending activity for Bank of the Orient by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 280 | $463.5M | 81.4% |
| California (CA) | 56 | $85.4M | 16.3% |
| Louisiana (LA) | 8 | $6.5M | 2.3% |
Why Choose Bank of the Orient?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 344 SBA loans approved, totaling $555.3M in financing
- ✓Industry Expertise: Specialized focus on Gasoline Stations with Convenience Stores, Other, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.35% with flexible term lengths averaging 283 months
- ✓Loan Range: Loan sizes from $375K to $5.0M, with an average of $1.6M
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in TX, CA, LA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Bank of the Orient SBA lending
What types of businesses does Bank of the Orient typically finance?
Bank of the Orient specializes in SBA 7(a) lending to specific industries including gasoline stations with convenience stores, other, full-service restaurants, child day care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Bank of the Orient's typical SBA loan terms?
Bank of the Orient's SBA 7(a) loans typically feature an average interest rate of 6.35% and average term length of 283 months (approximately 24 years). Loan sizes range from $375K to $5.0M, with an average loan size of $1.6M.
Do I need a business valuation for a Bank of the Orient SBA loan?
Yes, Bank of the Orient typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Bank of the Orient compare to other SBA lenders?
Bank of the Orient has originated 344 SBA loans totaling $555.3M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Bank of the Orient lend in?
Bank of the Orient provides SBA 7(a) financing with particularly strong presence in TX, CA, LA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Professional valuations are often required for SBA loans over $250,000.
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