Bank of the Flint Hills
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Bank of the Flint Hills · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621310 | Offices of Chiropractors | 3 | $304K | $101K | 7.1% |
| 811111 | General Automotive Repair | 2 | $103K | $51K | 4.8% |
| 722410 | Drinking Places (Alcoholic Beverages) | 1 | $1.0M | $1.0M | 2.4% |
| 541211 | Offices of Certified Public Accountants | 1 | $294K | $294K | 2.4% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 1 | $550K | $550K | 2.4% |
| 541213 | Tax Preparation Services | 1 | $162K | $162K | 2.4% |
| 713990 | All Other Amusement and Recreation Industries | 1 | $1.0M | $1.0M | 2.4% |
| 621210 | Offices of Dentists | 1 | $140K | $140K | 2.4% |
| 424120 | Stationery and Office Supplies Merchant Wholesalers | 1 | $65K | $65K | 2.4% |
| 722511 | Full-Service Restaurants | 1 | $97K | $97K | 2.4% |
Geographic Distribution
SBA lending activity for Bank of the Flint Hills by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 42 | $12.1M | 100.0% |
Why Choose Bank of the Flint Hills?
Based on SBA 7(a) lending track record from 1992-2024
- ✓Proven Track Record: 42 SBA loans approved, totaling $12.1M in financing
- ✓Industry Expertise: Specialized focus on Offices of Chiropractors, General Automotive Repair, Drinking Places (Alcoholic Beverages)
- ✓Competitive Terms: Average interest rate of 5.88% with flexible term lengths averaging 94 months
- ✓Loan Range: Loan sizes from $5K to $1.4M, with an average of $288K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Bank of the Flint Hills SBA lending
What types of businesses does Bank of the Flint Hills typically finance?
Bank of the Flint Hills specializes in SBA 7(a) lending to specific industries including offices of chiropractors, general automotive repair, drinking places (alcoholic beverages), offices of certified public accountants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Bank of the Flint Hills's typical SBA loan terms?
Bank of the Flint Hills's SBA 7(a) loans typically feature an average interest rate of 5.88% and average term length of 94 months (approximately 8 years). Loan sizes range from $5K to $1.4M, with an average loan size of $288K.
Do I need a business valuation for a Bank of the Flint Hills SBA loan?
Yes, Bank of the Flint Hills typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Bank of the Flint Hills compare to other SBA lenders?
Bank of the Flint Hills has originated 42 SBA loans totaling $12.1M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Bank of the Flint Hills lend in?
Bank of the Flint Hills provides SBA 7(a) financing with particularly strong presence in KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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