Bank of San Francisco
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Bank of San Francisco
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 238210 | Electrical Contractors | 24 | $23.3M | $972K | 15.8% |
| 541110 | Offices of Lawyers | 16 | $8.0M | $500K | 10.5% |
| 541613 | Marketing Consulting Services | 8 | $16.2M | $2.0M | 5.3% |
| 532120 | Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi | 8 | $6.8M | $845K | 5.3% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 8 | $3.1M | $391K | 5.3% |
| 311811 | Retail Bakeries | 8 | $14.3M | $1.8M | 5.3% |
| 624410 | Child Day Care Services | 8 | $13.3M | $1.7M | 5.3% |
| 423940 | Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesaler | 8 | $17.6M | $2.2M | 5.3% |
| 238910 | Site Preparation Contractors | 8 | $6.7M | $840K | 5.3% |
| 334515 | Instrument Manufacturing for Measuring and Testing Electricity and Ele | 8 | $20.1M | $2.5M | 5.3% |
Geographic Distribution
SBA lending activity for Bank of San Francisco by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 152 | $252.0M | 100.0% |
Why Choose Bank of San Francisco?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 152 SBA loans approved, totaling $252.0M in financing
- ✓Industry Expertise: Specialized focus on Electrical Contractors, Offices of Lawyers, Marketing Consulting Services
- ✓Competitive Terms: Average interest rate of 7.32% with flexible term lengths averaging 166 months
- ✓Loan Range: Loan sizes from $250K to $5.0M, with an average of $1.7M
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Bank of San Francisco SBA lending
What types of businesses does Bank of San Francisco typically finance?
Bank of San Francisco specializes in SBA 7(a) lending to specific industries including electrical contractors, offices of lawyers, marketing consulting services, truck, utility trailer, and rv (recreational vehicle) rental and leasi. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Bank of San Francisco's typical SBA loan terms?
Bank of San Francisco's SBA 7(a) loans typically feature an average interest rate of 7.32% and average term length of 166 months (approximately 14 years). Loan sizes range from $250K to $5.0M, with an average loan size of $1.7M.
Do I need a business valuation for a Bank of San Francisco SBA loan?
Yes, Bank of San Francisco typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Bank of San Francisco compare to other SBA lenders?
Bank of San Francisco has originated 152 SBA loans totaling $252.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Bank of San Francisco lend in?
Bank of San Francisco provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.