Bank of Colorado
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Bank of Colorado
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 24 | $16.9M | $702K | 14.3% |
| 312120 | Breweries | 16 | $9.8M | $613K | 9.5% |
| 445310 | Beer, Wine, and Liquor Stores | 16 | $13.8M | $865K | 9.5% |
| 711310 | Promoters of Performing Arts, Sports, and Similar Events with Faciliti | 8 | $16.5M | $2.1M | 4.8% |
| 541310 | Architectural Services | 8 | $8.0M | $1.0M | 4.8% |
| 812910 | Pet Care (except Veterinary) Services | 8 | $1.2M | $150K | 4.8% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 8 | $1.8M | $227K | 4.8% |
| 423610 | Electrical Apparatus and Equipment, Wiring Supplies, and Related Equip | 8 | $2.8M | $350K | 4.8% |
| 238330 | Flooring Contractors | 8 | $4.8M | $595K | 4.8% |
| 541690 | Other Scientific and Technical Consulting Services | 8 | $6.1M | $762K | 4.8% |
Geographic Distribution
SBA lending activity for Bank of Colorado by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 160 | $118.9M | 95.2% |
| New Mexico (NM) | 8 | $1.8M | 4.8% |
Why Choose Bank of Colorado?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 168 SBA loans approved, totaling $120.8M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Breweries, Beer, Wine, and Liquor Stores
- ✓Competitive Terms: Average interest rate of 5.94% with flexible term lengths averaging 105 months
- ✓Loan Range: Loan sizes from $125K to $2.1M, with an average of $719K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in CO, NM
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Bank of Colorado SBA lending
What types of businesses does Bank of Colorado typically finance?
Bank of Colorado specializes in SBA 7(a) lending to specific industries including full-service restaurants, breweries, beer, wine, and liquor stores, promoters of performing arts, sports, and similar events with faciliti. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Bank of Colorado's typical SBA loan terms?
Bank of Colorado's SBA 7(a) loans typically feature an average interest rate of 5.94% and average term length of 105 months (approximately 9 years). Loan sizes range from $125K to $2.1M, with an average loan size of $719K.
Do I need a business valuation for a Bank of Colorado SBA loan?
Yes, Bank of Colorado typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Bank of Colorado compare to other SBA lenders?
Bank of Colorado has originated 168 SBA loans totaling $120.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Bank of Colorado lend in?
Bank of Colorado provides SBA 7(a) financing with particularly strong presence in CO, NM. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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