Bank Mutual
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Bank Mutual · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 1 | $130K | $130K | 20.0% |
| 812910 | Pet Care (except Veterinary) Services | 1 | $95K | $95K | 20.0% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologists | 1 | $75K | $75K | 20.0% |
Geographic Distribution
SBA lending activity for Bank Mutual by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 5 | $592K | 100.0% |
Why Choose Bank Mutual?
Based on SBA 7(a) lending track record from 1999-2006
- ✓Proven Track Record: 5 SBA loans approved, totaling $592K in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Pet Care (except Veterinary) Services, Offices of Physical, Occupational and Speech Therapists, and Audiologists
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 114 months
- ✓Loan Range: Loan sizes from $75K to $160K, with an average of $118K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Bank Mutual SBA lending
What types of businesses does Bank Mutual typically finance?
Bank Mutual specializes in SBA 7(a) lending to specific industries including child care services, pet care (except veterinary) services, offices of physical, occupational and speech therapists, and audiologists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Bank Mutual's typical SBA loan terms?
Bank Mutual's SBA 7(a) loans typically feature an average interest rate of — and average term length of 114 months (approximately 10 years). Loan sizes range from $75K to $160K, with an average loan size of $118K.
Do I need a business valuation for a Bank Mutual SBA loan?
Yes, Bank Mutual typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Bank Mutual compare to other SBA lenders?
Bank Mutual has originated 5 SBA loans totaling $592K since 1999. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Bank Mutual lend in?
Bank Mutual provides SBA 7(a) financing with particularly strong presence in WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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