Banc of California, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Banc of California, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 2 | $740K | $370K | 14.3% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $50K | $50K | 7.1% |
| 623110 | Nursing Care Facilities (Skilled Nursing Facilities) | 1 | $400K | $400K | 7.1% |
| 541511 | Custom Computer Programming Services | 1 | $100K | $100K | 7.1% |
| 337110 | Wood Kitchen Cabinet and Countertop Manufacturing | 1 | $308K | $308K | 7.1% |
Geographic Distribution
SBA lending activity for Banc of California, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 14 | $5.1M | 100.0% |
Why Choose Banc of California, National Association?
Based on SBA 7(a) lending track record from 2001-2004
- ✓Proven Track Record: 14 SBA loans approved, totaling $5.1M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Automotive Body, Paint, and Interior Repair and Maintenance, Nursing Care Facilities (Skilled Nursing Facilities)
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 235 months
- ✓Loan Range: Loan sizes from $50K to $1.2M, with an average of $362K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Banc of California, National Association SBA lending
What types of businesses does Banc of California, National Association typically finance?
Banc of California, National Association specializes in SBA 7(a) lending to specific industries including general automotive repair, automotive body, paint, and interior repair and maintenance, nursing care facilities (skilled nursing facilities), custom computer programming services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Banc of California, National Association's typical SBA loan terms?
Banc of California, National Association's SBA 7(a) loans typically feature an average interest rate of — and average term length of 235 months (approximately 20 years). Loan sizes range from $50K to $1.2M, with an average loan size of $362K.
Do I need a business valuation for a Banc of California, National Association SBA loan?
Yes, Banc of California, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Banc of California, National Association compare to other SBA lenders?
Banc of California, National Association has originated 14 SBA loans totaling $5.1M since 2001. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Banc of California, National Association lend in?
Banc of California, National Association provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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