Austin Capital Bank SSB
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Austin Capital Bank SSB · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 551112 | Offices of Other Holding Companies | 1 | $1.1M | $1.1M | 25.0% |
| 811111 | General Automotive Repair | 1 | $312K | $312K | 25.0% |
Geographic Distribution
SBA lending activity for Austin Capital Bank SSB by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 4 | $2.3M | 100.0% |
Why Choose Austin Capital Bank SSB?
Based on SBA 7(a) lending track record from 2008-2016
- ✓Proven Track Record: 4 SBA loans approved, totaling $2.3M in financing
- ✓Industry Expertise: Specialized focus on Offices of Other Holding Companies, General Automotive Repair
- ✓Competitive Terms: Average interest rate of 5.75% with flexible term lengths averaging 225 months
- ✓Loan Range: Loan sizes from $200K to $1.1M, with an average of $568K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Austin Capital Bank SSB SBA lending
What types of businesses does Austin Capital Bank SSB typically finance?
Austin Capital Bank SSB specializes in SBA 7(a) lending to specific industries including offices of other holding companies, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Austin Capital Bank SSB's typical SBA loan terms?
Austin Capital Bank SSB's SBA 7(a) loans typically feature an average interest rate of 5.75% and average term length of 225 months (approximately 19 years). Loan sizes range from $200K to $1.1M, with an average loan size of $568K.
Do I need a business valuation for a Austin Capital Bank SSB SBA loan?
Yes, Austin Capital Bank SSB typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Austin Capital Bank SSB compare to other SBA lenders?
Austin Capital Bank SSB has originated 4 SBA loans totaling $2.3M since 2008. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Austin Capital Bank SSB lend in?
Austin Capital Bank SSB provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.