Associated CU of Texas
SBA 7(a) Lending Profile · FY 2024 analysis
Industry Focus
Top industries served by Associated CU of Texas
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621391 | Offices of Podiatrists | 8 | $706K | $88K | 100.0% |
Geographic Distribution
SBA lending activity for Associated CU of Texas by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 8 | $706K | 100.0% |
Why Choose Associated CU of Texas?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 8 SBA loans approved, totaling $706K in financing
- ✓Industry Expertise: Specialized focus on Offices of Podiatrists
- ✓Competitive Terms: Average interest rate of 11.75% with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $88K to $88K, with an average of $88K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Associated CU of Texas SBA lending
What types of businesses does Associated CU of Texas typically finance?
Associated CU of Texas specializes in SBA 7(a) lending to specific industries including offices of podiatrists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Associated CU of Texas's typical SBA loan terms?
Associated CU of Texas's SBA 7(a) loans typically feature an average interest rate of 11.75% and average term length of 120 months (approximately 10 years). Loan sizes range from $88K to $88K, with an average loan size of $88K.
Do I need a business valuation for a Associated CU of Texas SBA loan?
Yes, Associated CU of Texas typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Associated CU of Texas compare to other SBA lenders?
Associated CU of Texas has originated 8 SBA loans totaling $706K since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Associated CU of Texas lend in?
Associated CU of Texas provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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