Arsenal CU
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by Arsenal CU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive a | 16 | $749K | $47K | 25.0% |
| 624110 | Child and Youth Services | 16 | $2.6M | $161K | 25.0% |
| 423910 | Sporting and Recreational Goods and Supplies Merchant Wholesalers | 8 | $960K | $120K | 12.5% |
| 423860 | Transportation Equipment and Supplies (except Motor Vehicle) Merchant | 8 | $2.1M | $267K | 12.5% |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 8 | $416K | $52K | 12.5% |
| 541940 | Veterinary Services | 8 | $400K | $50K | 12.5% |
Geographic Distribution
SBA lending activity for Arsenal CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 56 | $6.3M | 87.5% |
| Illinois (IL) | 8 | $960K | 12.5% |
Why Choose Arsenal CU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 64 SBA loans approved, totaling $7.2M in financing
- ✓Industry Expertise: Specialized focus on Commercial and Industrial Machinery and Equipment (except Automotive a, Child and Youth Services, Sporting and Recreational Goods and Supplies Merchant Wholesalers
- ✓Competitive Terms: Average interest rate of 5.28% with flexible term lengths averaging 128 months
- ✓Loan Range: Loan sizes from $47K to $267K, with an average of $113K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in MO, IL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Arsenal CU SBA lending
What types of businesses does Arsenal CU typically finance?
Arsenal CU specializes in SBA 7(a) lending to specific industries including commercial and industrial machinery and equipment (except automotive a, child and youth services, sporting and recreational goods and supplies merchant wholesalers, transportation equipment and supplies (except motor vehicle) merchant . They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Arsenal CU's typical SBA loan terms?
Arsenal CU's SBA 7(a) loans typically feature an average interest rate of 5.28% and average term length of 128 months (approximately 11 years). Loan sizes range from $47K to $267K, with an average loan size of $113K.
Do I need a business valuation for a Arsenal CU SBA loan?
Yes, Arsenal CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Arsenal CU compare to other SBA lenders?
Arsenal CU has originated 64 SBA loans totaling $7.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Arsenal CU lend in?
Arsenal CU provides SBA 7(a) financing with particularly strong presence in MO, IL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.