Arbor Financial Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Arbor Financial Credit Union
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 24 | $14.7M | $614K | 21.4% |
| 451130 | Sewing, Needlework, and Piece Goods Stores | 8 | $1.2M | $147K | 7.1% |
| 621491 | HMO Medical Centers | 8 | $1.2M | $150K | 7.1% |
| 336999 | All Other Transportation Equipment Manufacturing | 8 | $800K | $100K | 7.1% |
| 812112 | Beauty Salons | 8 | $2.8M | $350K | 7.1% |
| 621310 | Offices of Chiropractors | 8 | $1.5M | $189K | 7.1% |
| 531130 | Lessors of Miniwarehouses and Self-Storage Units | 8 | $3.1M | $383K | 7.1% |
| 332710 | Machine Shops | 8 | $3.0M | $375K | 7.1% |
| 811192 | Car Washes | 8 | $3.6M | $451K | 7.1% |
| 561431 | Private Mail Centers | 8 | $2.6M | $325K | 7.1% |
Geographic Distribution
SBA lending activity for Arbor Financial Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Michigan (MI) | 112 | $42.8M | 100.0% |
Why Choose Arbor Financial Credit Union?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 112 SBA loans approved, totaling $42.8M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Sewing, Needlework, and Piece Goods Stores, HMO Medical Centers
- ✓Competitive Terms: Average interest rate of 5.90% with flexible term lengths averaging 189 months
- ✓Loan Range: Loan sizes from $100K to $1.2M, with an average of $382K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Arbor Financial Credit Union SBA lending
What types of businesses does Arbor Financial Credit Union typically finance?
Arbor Financial Credit Union specializes in SBA 7(a) lending to specific industries including full-service restaurants, sewing, needlework, and piece goods stores, hmo medical centers, all other transportation equipment manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Arbor Financial Credit Union's typical SBA loan terms?
Arbor Financial Credit Union's SBA 7(a) loans typically feature an average interest rate of 5.90% and average term length of 189 months (approximately 16 years). Loan sizes range from $100K to $1.2M, with an average loan size of $382K.
Do I need a business valuation for a Arbor Financial Credit Union SBA loan?
Yes, Arbor Financial Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Arbor Financial Credit Union compare to other SBA lenders?
Arbor Financial Credit Union has originated 112 SBA loans totaling $42.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Arbor Financial Credit Union lend in?
Arbor Financial Credit Union provides SBA 7(a) financing with particularly strong presence in MI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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