AmericanWest Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by AmericanWest Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 441120 | Used Car Dealers | 1 | $270K | $270K | 16.7% |
| 337110 | Wood Kitchen Cabinet and Countertop Manufacturing | 1 | $135K | $135K | 16.7% |
Geographic Distribution
SBA lending activity for AmericanWest Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Washington (WA) | 5 | $1.2M | 83.3% |
| Oregon (OR) | 1 | $135K | 16.7% |
Why Choose AmericanWest Bank?
Based on SBA 7(a) lending track record from 1991-1996
- ✓Proven Track Record: 6 SBA loans approved, totaling $1.4M in financing
- ✓Industry Expertise: Specialized focus on Used Car Dealers, Wood Kitchen Cabinet and Countertop Manufacturing
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 139 months
- ✓Loan Range: Loan sizes from $135K to $400K, with an average of $228K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in WA, OR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about AmericanWest Bank SBA lending
What types of businesses does AmericanWest Bank typically finance?
AmericanWest Bank specializes in SBA 7(a) lending to specific industries including used car dealers, wood kitchen cabinet and countertop manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are AmericanWest Bank's typical SBA loan terms?
AmericanWest Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 139 months (approximately 12 years). Loan sizes range from $135K to $400K, with an average loan size of $228K.
Do I need a business valuation for a AmericanWest Bank SBA loan?
Yes, AmericanWest Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does AmericanWest Bank compare to other SBA lenders?
AmericanWest Bank has originated 6 SBA loans totaling $1.4M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does AmericanWest Bank lend in?
AmericanWest Bank provides SBA 7(a) financing with particularly strong presence in WA, OR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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