American Savings Bank FSB
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by American Savings Bank FSB
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 321999 | All Other Miscellaneous Wood Product Manufacturing | 8 | $200K | $25K | 100.0% |
Geographic Distribution
SBA lending activity for American Savings Bank FSB by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Hawaii (HI) | 8 | $200K | 100.0% |
Why Choose American Savings Bank FSB?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 8 SBA loans approved, totaling $200K in financing
- ✓Industry Expertise: Specialized focus on All Other Miscellaneous Wood Product Manufacturing
- ✓Competitive Terms: Average interest rate of 11.25% with flexible term lengths averaging 71 months
- ✓Loan Range: Loan sizes from $25K to $25K, with an average of $25K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in HI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about American Savings Bank FSB SBA lending
What types of businesses does American Savings Bank FSB typically finance?
American Savings Bank FSB specializes in SBA 7(a) lending to specific industries including all other miscellaneous wood product manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are American Savings Bank FSB's typical SBA loan terms?
American Savings Bank FSB's SBA 7(a) loans typically feature an average interest rate of 11.25% and average term length of 71 months (approximately 6 years). Loan sizes range from $25K to $25K, with an average loan size of $25K.
Do I need a business valuation for a American Savings Bank FSB SBA loan?
Yes, American Savings Bank FSB typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does American Savings Bank FSB compare to other SBA lenders?
American Savings Bank FSB has originated 8 SBA loans totaling $200K since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does American Savings Bank FSB lend in?
American Savings Bank FSB provides SBA 7(a) financing with particularly strong presence in HI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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