American Plus Bank National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by American Plus Bank National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 9 | $27.3M | $3.0M | 12.5% |
| 424210 | Drugs and Druggists' Sundries Merchant Wholesalers | 8 | $3.6M | $445K | 11.1% |
| 722511 | Full-Service Restaurants | 6 | $3.2M | $532K | 8.3% |
| 441120 | Used Car Dealers | 6 | $7.0M | $1.2M | 8.3% |
| 424990 | Other Miscellaneous Nondurable Goods Merchant Wholesalers | 4 | $1.9M | $468K | 5.6% |
| 812112 | Beauty Salons | 2 | $641K | $320K | 2.8% |
| 561311 | Employment Placement Agencies | 2 | $955K | $478K | 2.8% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 2 | $1.4M | $716K | 2.8% |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 2 | $597K | $298K | 2.8% |
| 423210 | Furniture Merchant Wholesalers | 2 | $250K | $125K | 2.8% |
Geographic Distribution
SBA lending activity for American Plus Bank National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 72 | $72.4M | 100.0% |
Why Choose American Plus Bank National Association?
Based on SBA 7(a) lending track record from 2001-2023
- ✓Proven Track Record: 72 SBA loans approved, totaling $72.4M in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Drugs and Druggists' Sundries Merchant Wholesalers, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 5.33% with flexible term lengths averaging 245 months
- ✓Loan Range: Loan sizes from $100K to $5.0M, with an average of $1.0M
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about American Plus Bank National Association SBA lending
What types of businesses does American Plus Bank National Association typically finance?
American Plus Bank National Association specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, drugs and druggists' sundries merchant wholesalers, full-service restaurants, used car dealers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are American Plus Bank National Association's typical SBA loan terms?
American Plus Bank National Association's SBA 7(a) loans typically feature an average interest rate of 5.33% and average term length of 245 months (approximately 20 years). Loan sizes range from $100K to $5.0M, with an average loan size of $1.0M.
Do I need a business valuation for a American Plus Bank National Association SBA loan?
Yes, American Plus Bank National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does American Plus Bank National Association compare to other SBA lenders?
American Plus Bank National Association has originated 72 SBA loans totaling $72.4M since 2001. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does American Plus Bank National Association lend in?
American Plus Bank National Association provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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