American Bank National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by American Bank National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 48 | $58.7M | $1.2M | 18.8% |
| 541519 | Other Computer Related Services | 24 | $8.4M | $350K | 9.4% |
| 812112 | Beauty Salons | 24 | $16.7M | $698K | 9.4% |
| 722513 | Limited-Service Restaurants | 16 | $5.6M | $350K | 6.3% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 16 | $829K | $52K | 6.3% |
| 562998 | All Other Miscellaneous Waste Management Services | 16 | $2.2M | $140K | 6.3% |
| 621310 | Offices of Chiropractors | 8 | $634K | $79K | 3.1% |
| 327390 | Other Concrete Product Manufacturing | 8 | $8.4M | $1.1M | 3.1% |
| 532284 | Other | 8 | $6.8M | $848K | 3.1% |
| 481112 | Scheduled Freight Air Transportation | 8 | $1.1M | $134K | 3.1% |
Geographic Distribution
SBA lending activity for American Bank National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 256 | $205.7M | 100.0% |
Why Choose American Bank National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 256 SBA loans approved, totaling $205.7M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Other Computer Related Services, Beauty Salons
- ✓Competitive Terms: Average interest rate of 7.09% with flexible term lengths averaging 99 months
- ✓Loan Range: Loan sizes from $29K to $4.6M, with an average of $804K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about American Bank National Association SBA lending
What types of businesses does American Bank National Association typically finance?
American Bank National Association specializes in SBA 7(a) lending to specific industries including full-service restaurants, other computer related services, beauty salons, limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are American Bank National Association's typical SBA loan terms?
American Bank National Association's SBA 7(a) loans typically feature an average interest rate of 7.09% and average term length of 99 months (approximately 8 years). Loan sizes range from $29K to $4.6M, with an average loan size of $804K.
Do I need a business valuation for a American Bank National Association SBA loan?
Yes, American Bank National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does American Bank National Association compare to other SBA lenders?
American Bank National Association has originated 256 SBA loans totaling $205.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does American Bank National Association lend in?
American Bank National Association provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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