Ambler Savings Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Ambler Savings Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 5 | $4.3M | $866K | 33.3% |
| 312120 | Breweries | 3 | $1.9M | $633K | 20.0% |
| 238990 | All Other Specialty Trade Contractors | 2 | $725K | $363K | 13.3% |
| 722410 | Drinking Places (Alcoholic Beverages) | 1 | $201K | $201K | 6.7% |
| 541110 | Offices of Lawyers | 1 | $100K | $100K | 6.7% |
| 721191 | Bed-and-Breakfast Inns | 1 | $1.4M | $1.4M | 6.7% |
| 458110 | Clothing and Clothing Accessories Retailers | 1 | $100K | $100K | 6.7% |
Geographic Distribution
SBA lending activity for Ambler Savings Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Pennsylvania (PA) | 14 | $8.9M | 93.3% |
| New York (NY) | 1 | $100K | 6.7% |
Why Choose Ambler Savings Bank?
Based on SBA 7(a) lending track record from 2016-2024
- ✓Proven Track Record: 15 SBA loans approved, totaling $9.0M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Breweries, All Other Specialty Trade Contractors
- ✓Competitive Terms: Average interest rate of 6.93% with flexible term lengths averaging 189 months
- ✓Loan Range: Loan sizes from $50K to $1.4M, with an average of $602K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in PA, NY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Ambler Savings Bank SBA lending
What types of businesses does Ambler Savings Bank typically finance?
Ambler Savings Bank specializes in SBA 7(a) lending to specific industries including full-service restaurants, breweries, all other specialty trade contractors, drinking places (alcoholic beverages). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Ambler Savings Bank's typical SBA loan terms?
Ambler Savings Bank's SBA 7(a) loans typically feature an average interest rate of 6.93% and average term length of 189 months (approximately 16 years). Loan sizes range from $50K to $1.4M, with an average loan size of $602K.
Do I need a business valuation for a Ambler Savings Bank SBA loan?
Yes, Ambler Savings Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Ambler Savings Bank compare to other SBA lenders?
Ambler Savings Bank has originated 15 SBA loans totaling $9.0M since 2016. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Ambler Savings Bank lend in?
Ambler Savings Bank provides SBA 7(a) financing with particularly strong presence in PA, NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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