All Capital Bank
SBA 7(a) Lending Profile · FY 2024 analysis
Industry Focus
Top industries served by All Capital Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 532411 | Commercial Air, Rail, and Water Transportation Equipment Rental and Le | 32 | $21.1M | $661K | 30.8% |
| 236118 | Residential Remodelers | 16 | $33.8M | $2.1M | 15.4% |
| 611699 | All Other Miscellaneous Schools and Instruction | 8 | $983K | $123K | 7.7% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 8 | $1.8M | $226K | 7.7% |
| 445291 | Baked Goods Stores | 8 | $442K | $55K | 7.7% |
| 458110 | Other | 8 | $4.0M | $503K | 7.7% |
| 541211 | Offices of Certified Public Accountants | 8 | $5.4M | $673K | 7.7% |
| 423450 | Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal | 8 | $2.8M | $344K | 7.7% |
| 812310 | Coin-Operated Laundries and Drycleaners | 8 | $11.1M | $1.4M | 7.7% |
Geographic Distribution
SBA lending activity for All Capital Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 24 | $34.8M | 23.1% |
| Oklahoma (OK) | 56 | $26.5M | 53.8% |
| Wyoming (WY) | 16 | $17.3M | 15.4% |
| California (CA) | 8 | $2.8M | 7.7% |
Why Choose All Capital Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 104 SBA loans approved, totaling $81.5M in financing
- ✓Industry Expertise: Specialized focus on Commercial Air, Rail, and Water Transportation Equipment Rental and Le, Residential Remodelers, All Other Miscellaneous Schools and Instruction
- ✓Competitive Terms: Average interest rate of 9.48% with flexible term lengths averaging 150 months
- ✓Loan Range: Loan sizes from $55K to $2.9M, with an average of $784K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in OK, FL, WY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about All Capital Bank SBA lending
What types of businesses does All Capital Bank typically finance?
All Capital Bank specializes in SBA 7(a) lending to specific industries including commercial air, rail, and water transportation equipment rental and le, residential remodelers, all other miscellaneous schools and instruction, snack and nonalcoholic beverage bars. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are All Capital Bank's typical SBA loan terms?
All Capital Bank's SBA 7(a) loans typically feature an average interest rate of 9.48% and average term length of 150 months (approximately 13 years). Loan sizes range from $55K to $2.9M, with an average loan size of $784K.
Do I need a business valuation for a All Capital Bank SBA loan?
Yes, All Capital Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does All Capital Bank compare to other SBA lenders?
All Capital Bank has originated 104 SBA loans totaling $81.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does All Capital Bank lend in?
All Capital Bank provides SBA 7(a) financing with particularly strong presence in OK, FL, WY, CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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