Advia Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Advia Credit Union · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 238910 | Site Preparation Contractors | 3 | $1.2M | $407K | 5.3% |
| 541940 | Veterinary Services | 3 | $2.6M | $877K | 5.3% |
| 115210 | Support Activities for Animal Production | 3 | $425K | $142K | 5.3% |
| 713910 | Golf Courses and Country Clubs | 2 | $1.6M | $816K | 3.5% |
| 524210 | Insurance Agencies and Brokerages | 2 | $275K | $138K | 3.5% |
| 238350 | Finish Carpentry Contractors | 2 | $60K | $30K | 3.5% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 2 | $2.0M | $1.0M | 3.5% |
| 238110 | Poured Concrete Foundation and Structure Contractors | 2 | $409K | $205K | 3.5% |
| 722511 | Full-Service Restaurants | 2 | $1.2M | $600K | 3.5% |
| 541910 | Marketing Research and Public Opinion Polling | 2 | $410K | $205K | 3.5% |
Geographic Distribution
SBA lending activity for Advia Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 55 | $31.9M | 96.5% |
| Illinois (IL) | 2 | $400K | 3.5% |
Why Choose Advia Credit Union?
Based on SBA 7(a) lending track record from 1998-2017
- ✓Proven Track Record: 57 SBA loans approved, totaling $32.3M in financing
- ✓Industry Expertise: Specialized focus on Site Preparation Contractors, Veterinary Services, Support Activities for Animal Production
- ✓Competitive Terms: Average interest rate of 5.44% with flexible term lengths averaging 137 months
- ✓Loan Range: Loan sizes from $25K to $3.6M, with an average of $567K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in WI, IL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Advia Credit Union SBA lending
What types of businesses does Advia Credit Union typically finance?
Advia Credit Union specializes in SBA 7(a) lending to specific industries including site preparation contractors, veterinary services, support activities for animal production, golf courses and country clubs. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Advia Credit Union's typical SBA loan terms?
Advia Credit Union's SBA 7(a) loans typically feature an average interest rate of 5.44% and average term length of 137 months (approximately 11 years). Loan sizes range from $25K to $3.6M, with an average loan size of $567K.
Do I need a business valuation for a Advia Credit Union SBA loan?
Yes, Advia Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Advia Credit Union compare to other SBA lenders?
Advia Credit Union has originated 57 SBA loans totaling $32.3M since 1998. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Advia Credit Union lend in?
Advia Credit Union provides SBA 7(a) financing with particularly strong presence in WI, IL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.