Achieva CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Achieva CU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621310 | Offices of Chiropractors | 6 | $1.5M | $249K | 7.1% |
| 624410 | Child Care Services | 5 | $3.2M | $638K | 5.9% |
| 722511 | Full-Service Restaurants | 4 | $1.3M | $326K | 4.7% |
| 561730 | Landscaping Services | 4 | $2.7M | $668K | 4.7% |
| 621210 | Offices of Dentists | 3 | $4.2M | $1.4M | 3.5% |
| 541211 | Offices of Certified Public Accountants | 3 | $1.0M | $340K | 3.5% |
| 811192 | Car Washes | 2 | $4.3M | $2.2M | 2.4% |
| 423710 | Hardware Merchant Wholesalers | 2 | $1.8M | $924K | 2.4% |
| 312120 | Breweries | 2 | $859K | $430K | 2.4% |
| 561311 | Employment Placement Agencies | 2 | $1.3M | $656K | 2.4% |
Geographic Distribution
SBA lending activity for Achieva CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 85 | $51.1M | 100.0% |
Why Choose Achieva CU?
Based on SBA 7(a) lending track record from 2011-2025
- ✓Proven Track Record: 85 SBA loans approved, totaling $51.1M in financing
- ✓Industry Expertise: Specialized focus on Offices of Chiropractors, Child Care Services, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 5.61% with flexible term lengths averaging 187 months
- ✓Loan Range: Loan sizes from $69K to $4.1M, with an average of $601K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Achieva CU SBA lending
What types of businesses does Achieva CU typically finance?
Achieva CU specializes in SBA 7(a) lending to specific industries including offices of chiropractors, child care services, full-service restaurants, landscaping services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Achieva CU's typical SBA loan terms?
Achieva CU's SBA 7(a) loans typically feature an average interest rate of 5.61% and average term length of 187 months (approximately 16 years). Loan sizes range from $69K to $4.1M, with an average loan size of $601K.
Do I need a business valuation for a Achieva CU SBA loan?
Yes, Achieva CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Achieva CU compare to other SBA lenders?
Achieva CU has originated 85 SBA loans totaling $51.1M since 2011. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Achieva CU lend in?
Achieva CU provides SBA 7(a) financing with particularly strong presence in FL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.