1st Commercial Capital
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by 1st Commercial Capital · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|
Geographic Distribution
SBA lending activity for 1st Commercial Capital by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 4 | $1.1M | 100.0% |
Why Choose 1st Commercial Capital?
Based on SBA 7(a) lending track record from 1991-1996
- ✓Proven Track Record: 4 SBA loans approved, totaling $1.1M in financing
- ✓Industry Expertise: Specialized focus on
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 160 months
- ✓Loan Range: Loan sizes from $120K to $447K, with an average of $263K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about 1st Commercial Capital SBA lending
What types of businesses does 1st Commercial Capital typically finance?
1st Commercial Capital specializes in SBA 7(a) lending to specific industries including . They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are 1st Commercial Capital's typical SBA loan terms?
1st Commercial Capital's SBA 7(a) loans typically feature an average interest rate of — and average term length of 160 months (approximately 13 years). Loan sizes range from $120K to $447K, with an average loan size of $263K.
Do I need a business valuation for a 1st Commercial Capital SBA loan?
Yes, 1st Commercial Capital typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does 1st Commercial Capital compare to other SBA lenders?
1st Commercial Capital has originated 4 SBA loans totaling $1.1M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does 1st Commercial Capital lend in?
1st Commercial Capital provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.