NAICS 441340 Quarterly Industry Report
Tire Dealers
Comprehensive industry research for valuation professionals, business owners, buyers, and lenders
NAICS Code: 441340Sector: 44Updated: Q1 2026
About This Report
This Fair Market Value industry report for NAICS 441340 draws on verified data from the U.S. Census Bureau[4], Bureau of Labor Statistics[6], and Small Business Administration[5] to profile the tire dealer retail sector. Our research team analyzes tire replacement demand cycles, competitive channel dynamics, and service revenue patterns to provide accurate market intelligence for business valuation purposes. The report covers SBA size standards, related NAICS classifications, and the impact of online tire retail on traditional dealer operations. Fair Market Value updates this NAICS 441340 profile quarterly to reflect new Census releases and industry developments.
Industry Definition & Overview
Tire Dealers (NAICS 441340) encompasses establishments primarily engaged in retailing new and used tires and tubes, often in combination with automotive repair services such as wheel alignment, brake work, suspension service, and oil changes. National and regional tire chains (Discount Tire, Les Schwab, Tire Kingdom) operate alongside independent tire dealers, manufacturer-branded stores (Firestone, Goodyear), and warehouse club tire centers that sell and install tires as part of their membership model.
Tire replacement demand is driven by the installed base of registered vehicles, average miles driven, and road conditions rather than new vehicle sales volumes, making this industry less cyclical than automotive retail. Passenger car and light truck tires represent the largest product category, with seasonal tire changeovers in northern climates creating demand peaks in fall and spring. Commercial truck tires serve fleet operators and owner-operators through separate retread and replacement programs. According to the U.S. Census Bureau[4], tire dealers that combine tire sales with repair services generate higher revenue per location than pure tire retailers by capturing maintenance work from customers already in the bay.
The SBA[5] sets the size standard at $26 million in average annual receipts for this industry. Online tire retailers like Tire Rack have disrupted the traditional dealer model by enabling consumers to purchase tires online and ship them to local installers, separating the tire sale from the installation service. Tire dealers have responded by partnering with online platforms as certified installers and by emphasizing the convenience of same-day walk-in service, professional mounting, balancing, and alignment that require in-person equipment and trained technicians.
What's Included in This Industry
- Retail sale of new passenger car and light truck tires
- Retail sale of used and retreaded tires
- Retail sale of commercial truck and trailer tires
- Tire mounting, balancing, and installation services
- Wheel alignment and suspension services at tire shops
- Brake inspection and repair services at tire dealers
- Retail sale of tire tubes and tire repair products
- Oil change and routine maintenance services at tire shops
- Retail sale of specialty tires for ATVs and equipment
- Seasonal tire changeover and winter tire storage services
NAICS Classification Hierarchy
| Level | Description | Code |
|---|---|---|
| Subsector | Motor Vehicle and Parts Dealers | 441 |
| Industry Group | Automotive Parts, Accessories, and Tire Retailers | 4413 |
| NAICS Industry | Tire Dealers | 44134 |
| National Industry | Tire Dealers | 441340 |
Related NAICS Codes
| Code | Description | Relationship |
|---|---|---|
| 441330 | Automotive Parts and Accessories Retailers | Retails automotive parts and accessories through specialty stores, sharing the automotive aftermarket retail space and sometimes carrying tire product lines |
| 441110 | New Car Dealers | Operates service departments at new car dealerships where tire sales and installation compete with independent tire dealers for replacement business |
| 441120 | Used Car Dealers | Retails used automobiles through independent dealers, with some establishments combining used car sales with tire and automotive service operations |
| 441210 | Recreational Vehicle Dealers | Retails recreational vehicles with service departments that stock and install RV and trailer tires alongside standard automotive tire products |
| 441222 | Boat Dealers | Retails boats and marine supplies, with some tire dealers also carrying trailer tires and wheel products for the marine towing market |
| 441227 | Motorcycle, ATV, and All Other Motor Vehicle Dealers | Retails motorcycles and ATVs with tire service capabilities, sharing the specialty tire market for powersport and off-road vehicles |
SBA Lending Summary
552
Total SBA Loans
$315.2M
Total Loan Volume
$571K
Average Loan Size
13 yrs
Average Loan Term
10.20%
Average Interest Rate
4,048
Jobs Supported
Source: SBA 7(a) Program Data, U.S. Small Business Administration — FY 2025[3]
Key Insight: The SBA[5] classifies NAICS 441340 under motor vehicle and parts dealers with a size standard of $26 million in average annual receipts. Businesses at or below this revenue threshold qualify as small for federal contracting preferences and SBA loan programs. Tire dealers can access SBA 7(a) loans[7] for inventory expansion, service bay equipment, and working capital needs. Firms purchasing or constructing retail and service facilities may qualify for 504 loans[8]. Alignment equipment, tire changers, and balancing machines represent common capital investment needs alongside tire inventory financing.
Top SBA Lenders
| # | Lender | Loans | Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 56 | $74.3M | $1.3M |
| 2 | VelocitySBA, LLC | 8 | $25.7M | $3.2M |
| 3 | Northern State Bank of Virginia | 16 | $24.6M | $1.5M |
| 4 | OakStar Bank | 24 | $22.5M | $939K |
| 5 | Citizens Bank | 8 | $21.6M | $2.7M |
Frequently Asked Questions
Common questions about this industry.
What types of businesses fall under NAICS 441340?
NAICS 441340 covers tire dealers that retail new and used tires and tubes, often with automotive repair services like alignment, brakes, and oil changes. This includes national chains, independent dealers, manufacturer-branded stores, and warehouse club tire centers. Source: U.S. Census Bureau[4]
What is the SBA size standard for NAICS 441340?
The SBA sets the size standard at $26 million in average annual receipts for tire dealers. Businesses at or below this revenue threshold qualify as small for federal contracting preferences and SBA financing programs. Source: SBA Size Standards[5]
How does online tire retail affect traditional dealers?
Online retailers like Tire Rack allow consumers to purchase tires for delivery to local installers, separating the sale from installation. Traditional dealers compete by offering walk-in convenience, same-day service, professional expertise, and bundled installation with alignment and balancing services.
What NAICS codes are related to tire dealers?
Related retail codes include 441330 (auto parts stores) and 441110 (new car dealer service departments). Manufacturing codes include 326211 (tire manufacturing) and 326212 (tire retreading). Wholesale code 423130 (tire wholesalers) supplies products. Source: Census NAICS[4]
What drives tire replacement demand?
Tire replacement demand depends on the number of registered vehicles, average annual miles driven, and road conditions rather than new car sales. The aging U.S. vehicle fleet supports steady replacement demand, and seasonal tire changeovers in northern states create predictable demand peaks in fall and spring.
Can tire dealers get SBA loans?
Yes, small businesses under NAICS 441340 can access SBA 7(a) loans for inventory and equipment, and 504 loans for facility purchases. Alignment machines, tire changers, and balancing equipment represent common capital investment needs. Source: SBA Loan Programs[9]
How important are service bays to tire dealer revenue?
Service bays generate revenue beyond tire installation through alignment, brake service, oil changes, and suspension work. Tire dealers with repair services generate higher revenue per location than pure tire retailers by capturing maintenance spending from customers already visiting for tire needs.
Where are tire dealers concentrated geographically?
Tire dealers operate in every state, with concentrations following population density and vehicle registration patterns. Northern states with seasonal tire changeover demand support higher dealer density. Sun Belt states generate steady year-round all-season tire sales. Source: BLS QCEW[10]
Sources & References
Government datasets and editorial sources used in this report.
- [1]U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages bls.gov
- [2]U.S. Census Bureau, Economic Census census.gov
- [3]U.S. Small Business Administration, SBA 7(a) Loan Program Data data.sba.gov
- [4]U.S. Census Bureau census.gov
- [5]SBA sba.gov
- [6]Bureau of Labor Statistics bls.gov
- [7]SBA 7(a) loans sba.gov
- [8]504 loans sba.gov
- [9]SBA Loan Programs sba.gov
- [10]BLS QCEW bls.gov
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