YOLO FCU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by YOLO FCU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722410 | Drinking Places (Alcoholic Beverages) | 2 | $759K | $380K | 33.3% |
| 312111 | Soft Drink Manufacturing | 1 | $475K | $475K | 16.7% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 1 | $125K | $125K | 16.7% |
| 722511 | Full-Service Restaurants | 1 | $150K | $150K | 16.7% |
| 812111 | Barber Shops | 1 | $60K | $60K | 16.7% |
Geographic Distribution
SBA lending activity for YOLO FCU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 6 | $1.6M | 100.0% |
Why Choose YOLO FCU?
Based on SBA 7(a) lending track record from 2012-2018
- ✓Proven Track Record: 6 SBA loans approved, totaling $1.6M in financing
- ✓Industry Expertise: Specialized focus on Drinking Places (Alcoholic Beverages), Soft Drink Manufacturing, Offices of All Other Miscellaneous Health Practitioners
- ✓Competitive Terms: Average interest rate of 6.08% with flexible term lengths averaging 102 months
- ✓Loan Range: Loan sizes from $60K to $475K, with an average of $262K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about YOLO FCU SBA lending
What types of businesses does YOLO FCU typically finance?
YOLO FCU specializes in SBA 7(a) lending to specific industries including drinking places (alcoholic beverages), soft drink manufacturing, offices of all other miscellaneous health practitioners, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are YOLO FCU's typical SBA loan terms?
YOLO FCU's SBA 7(a) loans typically feature an average interest rate of 6.08% and average term length of 102 months (approximately 9 years). Loan sizes range from $60K to $475K, with an average loan size of $262K.
Do I need a business valuation for a YOLO FCU SBA loan?
Yes, YOLO FCU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does YOLO FCU compare to other SBA lenders?
YOLO FCU has originated 6 SBA loans totaling $1.6M since 2012. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does YOLO FCU lend in?
YOLO FCU provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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