Vintage Bank Kansas
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Vintage Bank Kansas · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 111140 | Wheat Farming | 4 | $546K | $137K | 13.8% |
| 331511 | Iron Foundries | 2 | $102K | $51K | 6.9% |
| 541110 | Offices of Lawyers | 2 | $126K | $63K | 6.9% |
| 332321 | Metal Window and Door Manufacturing | 1 | $33K | $33K | 3.4% |
| 115113 | Crop Harvesting, Primarily by Machine | 1 | $77K | $77K | 3.4% |
| 623110 | Nursing Care Facilities (Skilled Nursing Facilities) | 1 | $180K | $180K | 3.4% |
| 332992 | Small Arms Ammunition Manufacturing | 1 | $200K | $200K | 3.4% |
| 441110 | New Car Dealers | 1 | $75K | $75K | 3.4% |
Geographic Distribution
SBA lending activity for Vintage Bank Kansas by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 28 | $3.6M | 96.6% |
| Arizona (AZ) | 1 | $50K | 3.4% |
Why Choose Vintage Bank Kansas?
Based on SBA 7(a) lending track record from 1991-2020
- ✓Proven Track Record: 29 SBA loans approved, totaling $3.6M in financing
- ✓Industry Expertise: Specialized focus on Wheat Farming, Iron Foundries, Offices of Lawyers
- ✓Competitive Terms: Average interest rate of 5.87% with flexible term lengths averaging 99 months
- ✓Loan Range: Loan sizes from $14K to $407K, with an average of $125K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in KS, AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Vintage Bank Kansas SBA lending
What types of businesses does Vintage Bank Kansas typically finance?
Vintage Bank Kansas specializes in SBA 7(a) lending to specific industries including wheat farming, iron foundries, offices of lawyers, metal window and door manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Vintage Bank Kansas's typical SBA loan terms?
Vintage Bank Kansas's SBA 7(a) loans typically feature an average interest rate of 5.87% and average term length of 99 months (approximately 8 years). Loan sizes range from $14K to $407K, with an average loan size of $125K.
Do I need a business valuation for a Vintage Bank Kansas SBA loan?
Yes, Vintage Bank Kansas typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Vintage Bank Kansas compare to other SBA lenders?
Vintage Bank Kansas has originated 29 SBA loans totaling $3.6M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Vintage Bank Kansas lend in?
Vintage Bank Kansas provides SBA 7(a) financing with particularly strong presence in KS, AZ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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