VantageSouth Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by VantageSouth Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 2 | $1.9M | $956K | 100.0% |
Geographic Distribution
SBA lending activity for VantageSouth Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| North Carolina (NC) | 2 | $1.9M | 100.0% |
Why Choose VantageSouth Bank?
Based on SBA 7(a) lending track record from 2006-2006
- ✓Proven Track Record: 2 SBA loans approved, totaling $1.9M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 210 months
- ✓Loan Range: Loan sizes from $250K to $1.7M, with an average of $956K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NC
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about VantageSouth Bank SBA lending
What types of businesses does VantageSouth Bank typically finance?
VantageSouth Bank specializes in SBA 7(a) lending to specific industries including child care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are VantageSouth Bank's typical SBA loan terms?
VantageSouth Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 210 months (approximately 18 years). Loan sizes range from $250K to $1.7M, with an average loan size of $956K.
Do I need a business valuation for a VantageSouth Bank SBA loan?
Yes, VantageSouth Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does VantageSouth Bank compare to other SBA lenders?
VantageSouth Bank has originated 2 SBA loans totaling $1.9M since 2006. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does VantageSouth Bank lend in?
VantageSouth Bank provides SBA 7(a) financing with particularly strong presence in NC. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.