TPNB Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by TPNB Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 238110 | Poured Concrete Foundation and Structure Contractors | 2 | $500K | $250K | 25.0% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 1 | $65K | $65K | 12.5% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 1 | $38K | $38K | 12.5% |
Geographic Distribution
SBA lending activity for TPNB Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 8 | $1.6M | 100.0% |
Why Choose TPNB Bank?
Based on SBA 7(a) lending track record from 1993-2019
- ✓Proven Track Record: 8 SBA loans approved, totaling $1.6M in financing
- ✓Industry Expertise: Specialized focus on Poured Concrete Foundation and Structure Contractors, Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance, RV (Recreational Vehicle) Parks and Campgrounds
- ✓Competitive Terms: Average interest rate of 5.75% with flexible term lengths averaging 100 months
- ✓Loan Range: Loan sizes from $38K to $500K, with an average of $194K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about TPNB Bank SBA lending
What types of businesses does TPNB Bank typically finance?
TPNB Bank specializes in SBA 7(a) lending to specific industries including poured concrete foundation and structure contractors, commercial and industrial machinery and equipment (except automotive and electronic) repair and maintenance, rv (recreational vehicle) parks and campgrounds. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are TPNB Bank's typical SBA loan terms?
TPNB Bank's SBA 7(a) loans typically feature an average interest rate of 5.75% and average term length of 100 months (approximately 8 years). Loan sizes range from $38K to $500K, with an average loan size of $194K.
Do I need a business valuation for a TPNB Bank SBA loan?
Yes, TPNB Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does TPNB Bank compare to other SBA lenders?
TPNB Bank has originated 8 SBA loans totaling $1.6M since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does TPNB Bank lend in?
TPNB Bank provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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