Town & Country Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Town & Country Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 327320 | Ready-Mix Concrete Manufacturing | 1 | $240K | $240K | 11.1% |
| 713950 | Bowling Centers | 1 | $100K | $100K | 11.1% |
| 115112 | Soil Preparation, Planting, and Cultivating | 1 | $82K | $82K | 11.1% |
| 811111 | General Automotive Repair | 1 | $240K | $240K | 11.1% |
Geographic Distribution
SBA lending activity for Town & Country Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 8 | $1.3M | 88.9% |
| Nevada (NV) | 1 | $150K | 11.1% |
Why Choose Town & Country Bank?
Based on SBA 7(a) lending track record from 1991-2015
- ✓Proven Track Record: 9 SBA loans approved, totaling $1.5M in financing
- ✓Industry Expertise: Specialized focus on Ready-Mix Concrete Manufacturing, Bowling Centers, Soil Preparation, Planting, and Cultivating
- ✓Competitive Terms: Average interest rate of 6.15% with flexible term lengths averaging 110 months
- ✓Loan Range: Loan sizes from $58K to $325K, with an average of $163K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in NE, NV
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Town & Country Bank SBA lending
What types of businesses does Town & Country Bank typically finance?
Town & Country Bank specializes in SBA 7(a) lending to specific industries including ready-mix concrete manufacturing, bowling centers, soil preparation, planting, and cultivating, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Town & Country Bank's typical SBA loan terms?
Town & Country Bank's SBA 7(a) loans typically feature an average interest rate of 6.15% and average term length of 110 months (approximately 9 years). Loan sizes range from $58K to $325K, with an average loan size of $163K.
Do I need a business valuation for a Town & Country Bank SBA loan?
Yes, Town & Country Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Town & Country Bank compare to other SBA lenders?
Town & Country Bank has originated 9 SBA loans totaling $1.5M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Town & Country Bank lend in?
Town & Country Bank provides SBA 7(a) financing with particularly strong presence in NE, NV. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.