The Sacramento Deposit Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Sacramento Deposit Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 423810 | Construction and Mining (except Oil Well) Machinery and Equipment Merchant Wholesalers | 1 | $276K | $276K | 100.0% |
Geographic Distribution
SBA lending activity for The Sacramento Deposit Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kentucky (KY) | 1 | $276K | 100.0% |
Why Choose The Sacramento Deposit Bank?
Based on SBA 7(a) lending track record from 2009-2009
- ✓Proven Track Record: 1 SBA loans approved, totaling $276K in financing
- ✓Industry Expertise: Specialized focus on Construction and Mining (except Oil Well) Machinery and Equipment Merchant Wholesalers
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 11 months
- ✓Loan Range: Loan sizes from $276K to $276K, with an average of $276K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Sacramento Deposit Bank SBA lending
What types of businesses does The Sacramento Deposit Bank typically finance?
The Sacramento Deposit Bank specializes in SBA 7(a) lending to specific industries including construction and mining (except oil well) machinery and equipment merchant wholesalers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Sacramento Deposit Bank's typical SBA loan terms?
The Sacramento Deposit Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 11 months (approximately 1 years). Loan sizes range from $276K to $276K, with an average loan size of $276K.
Do I need a business valuation for a The Sacramento Deposit Bank SBA loan?
Yes, The Sacramento Deposit Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Sacramento Deposit Bank compare to other SBA lenders?
The Sacramento Deposit Bank has originated 1 SBA loans totaling $276K since 2009. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Sacramento Deposit Bank lend in?
The Sacramento Deposit Bank provides SBA 7(a) financing with particularly strong presence in KY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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