The Pecos County State Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Pecos County State Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 6 | $6.7M | $1.1M | 5.7% |
| 221310 | Water Supply and Irrigation Systems | 4 | $628K | $157K | 3.8% |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 3 | $467K | $156K | 2.8% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 2 | $90K | $45K | 1.9% |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 | $245K | $123K | 1.9% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 2 | $280K | $140K | 1.9% |
| 812112 | Beauty Salons | 2 | $100K | $50K | 1.9% |
| 312112 | Bottled Water Manufacturing | 2 | $231K | $116K | 1.9% |
| 424990 | Other Miscellaneous Nondurable Goods Merchant Wholesalers | 2 | $45K | $22K | 1.9% |
| 722511 | Full-Service Restaurants | 2 | $677K | $339K | 1.9% |
Geographic Distribution
SBA lending activity for The Pecos County State Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 106 | $26.1M | 100.0% |
Why Choose The Pecos County State Bank?
Based on SBA 7(a) lending track record from 1993-2025
- ✓Proven Track Record: 106 SBA loans approved, totaling $26.1M in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Water Supply and Irrigation Systems, Specialized Freight (except Used Goods) Trucking, Local
- ✓Competitive Terms: Average interest rate of 6.70% with flexible term lengths averaging 107 months
- ✓Loan Range: Loan sizes from $10K to $4.2M, with an average of $246K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Pecos County State Bank SBA lending
What types of businesses does The Pecos County State Bank typically finance?
The Pecos County State Bank specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, water supply and irrigation systems, specialized freight (except used goods) trucking, local, plumbing, heating, and air-conditioning contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Pecos County State Bank's typical SBA loan terms?
The Pecos County State Bank's SBA 7(a) loans typically feature an average interest rate of 6.70% and average term length of 107 months (approximately 9 years). Loan sizes range from $10K to $4.2M, with an average loan size of $246K.
Do I need a business valuation for a The Pecos County State Bank SBA loan?
Yes, The Pecos County State Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Pecos County State Bank compare to other SBA lenders?
The Pecos County State Bank has originated 106 SBA loans totaling $26.1M since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Pecos County State Bank lend in?
The Pecos County State Bank provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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