The Farmers State Bank of Waupaca
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Farmers State Bank of Waupaca · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 333992 | Welding and Soldering Equipment Manufacturing | 1 | $150K | $150K | 4.0% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 1 | $38K | $38K | 4.0% |
| 332313 | Plate Work Manufacturing | 1 | $200K | $200K | 4.0% |
| 531311 | Residential Property Managers | 1 | $30K | $30K | 4.0% |
| 484110 | General Freight Trucking, Local | 1 | $70K | $70K | 4.0% |
| 562991 | Septic Tank and Related Services | 1 | $54K | $54K | 4.0% |
| 512230 | Music Publishers | 1 | $150K | $150K | 4.0% |
Geographic Distribution
SBA lending activity for The Farmers State Bank of Waupaca by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 25 | $3.7M | 100.0% |
Why Choose The Farmers State Bank of Waupaca?
Based on SBA 7(a) lending track record from 1991-2009
- ✓Proven Track Record: 25 SBA loans approved, totaling $3.7M in financing
- ✓Industry Expertise: Specialized focus on Welding and Soldering Equipment Manufacturing, General Freight Trucking, Long-Distance, Truckload, Plate Work Manufacturing
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 111 months
- ✓Loan Range: Loan sizes from $20K to $585K, with an average of $148K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Farmers State Bank of Waupaca SBA lending
What types of businesses does The Farmers State Bank of Waupaca typically finance?
The Farmers State Bank of Waupaca specializes in SBA 7(a) lending to specific industries including welding and soldering equipment manufacturing, general freight trucking, long-distance, truckload, plate work manufacturing, residential property managers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Farmers State Bank of Waupaca's typical SBA loan terms?
The Farmers State Bank of Waupaca's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 111 months (approximately 9 years). Loan sizes range from $20K to $585K, with an average loan size of $148K.
Do I need a business valuation for a The Farmers State Bank of Waupaca SBA loan?
Yes, The Farmers State Bank of Waupaca typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Farmers State Bank of Waupaca compare to other SBA lenders?
The Farmers State Bank of Waupaca has originated 25 SBA loans totaling $3.7M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Farmers State Bank of Waupaca lend in?
The Farmers State Bank of Waupaca provides SBA 7(a) financing with particularly strong presence in WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.