The Baldwin State Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Baldwin State Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 8 | $1.7M | $207K | 100.0% |
Geographic Distribution
SBA lending activity for The Baldwin State Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 8 | $1.7M | 100.0% |
Why Choose The Baldwin State Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 8 SBA loans approved, totaling $1.7M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 10.25% with flexible term lengths averaging 90 months
- ✓Loan Range: Loan sizes from $207K to $207K, with an average of $207K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Baldwin State Bank SBA lending
What types of businesses does The Baldwin State Bank typically finance?
The Baldwin State Bank specializes in SBA 7(a) lending to specific industries including full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Baldwin State Bank's typical SBA loan terms?
The Baldwin State Bank's SBA 7(a) loans typically feature an average interest rate of 10.25% and average term length of 90 months (approximately 8 years). Loan sizes range from $207K to $207K, with an average loan size of $207K.
Do I need a business valuation for a The Baldwin State Bank SBA loan?
Yes, The Baldwin State Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Baldwin State Bank compare to other SBA lenders?
The Baldwin State Bank has originated 8 SBA loans totaling $1.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Baldwin State Bank lend in?
The Baldwin State Bank provides SBA 7(a) financing with particularly strong presence in KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.