Texas State Bank, a division of
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Texas State Bank, a division of · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 334310 | Audio and Video Equipment Manufacturing | 2 | $250K | $125K | 13.3% |
| 221210 | Natural Gas Distribution | 1 | $235K | $235K | 6.7% |
Geographic Distribution
SBA lending activity for Texas State Bank, a division of by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 15 | $2.4M | 100.0% |
Why Choose Texas State Bank, a division of?
Based on SBA 7(a) lending track record from 1992-2007
- ✓Proven Track Record: 15 SBA loans approved, totaling $2.4M in financing
- ✓Industry Expertise: Specialized focus on Audio and Video Equipment Manufacturing, Natural Gas Distribution
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 83 months
- ✓Loan Range: Loan sizes from $10K to $753K, with an average of $160K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Texas State Bank, a division of SBA lending
What types of businesses does Texas State Bank, a division of typically finance?
Texas State Bank, a division of specializes in SBA 7(a) lending to specific industries including audio and video equipment manufacturing, natural gas distribution. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Texas State Bank, a division of's typical SBA loan terms?
Texas State Bank, a division of's SBA 7(a) loans typically feature an average interest rate of — and average term length of 83 months (approximately 7 years). Loan sizes range from $10K to $753K, with an average loan size of $160K.
Do I need a business valuation for a Texas State Bank, a division of SBA loan?
Yes, Texas State Bank, a division of typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Texas State Bank, a division of compare to other SBA lenders?
Texas State Bank, a division of has originated 15 SBA loans totaling $2.4M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Texas State Bank, a division of lend in?
Texas State Bank, a division of provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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