Swedish-American State Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Swedish-American State Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 16 | $5.2M | $323K | 50.0% |
| 444220 | Nursery and Garden Centers | 8 | $10.5M | $1.3M | 25.0% |
| 713950 | Bowling Centers | 8 | $2.3M | $286K | 25.0% |
Geographic Distribution
SBA lending activity for Swedish-American State Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 32 | $17.9M | 100.0% |
Why Choose Swedish-American State Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 32 SBA loans approved, totaling $17.9M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Nursery and Garden Centers, Bowling Centers
- ✓Competitive Terms: Average interest rate of 7.13% with flexible term lengths averaging 150 months
- ✓Loan Range: Loan sizes from $286K to $1.3M, with an average of $561K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Swedish-American State Bank SBA lending
What types of businesses does Swedish-American State Bank typically finance?
Swedish-American State Bank specializes in SBA 7(a) lending to specific industries including general automotive repair, nursery and garden centers, bowling centers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Swedish-American State Bank's typical SBA loan terms?
Swedish-American State Bank's SBA 7(a) loans typically feature an average interest rate of 7.13% and average term length of 150 months (approximately 13 years). Loan sizes range from $286K to $1.3M, with an average loan size of $561K.
Do I need a business valuation for a Swedish-American State Bank SBA loan?
Yes, Swedish-American State Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Swedish-American State Bank compare to other SBA lenders?
Swedish-American State Bank has originated 32 SBA loans totaling $17.9M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Swedish-American State Bank lend in?
Swedish-American State Bank provides SBA 7(a) financing with particularly strong presence in KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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