Sundown State Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Sundown State Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 213112 | Support Activities for Oil and Gas Operations | 5 | $2.3M | $462K | 22.7% |
| 713950 | Bowling Centers | 1 | $50K | $50K | 4.5% |
| 311611 | Animal (except Poultry) Slaughtering | 1 | $950K | $950K | 4.5% |
| 115111 | Cotton Ginning | 1 | $178K | $178K | 4.5% |
Geographic Distribution
SBA lending activity for Sundown State Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 22 | $8.6M | 100.0% |
Why Choose Sundown State Bank?
Based on SBA 7(a) lending track record from 1991-2004
- ✓Proven Track Record: 22 SBA loans approved, totaling $8.6M in financing
- ✓Industry Expertise: Specialized focus on Support Activities for Oil and Gas Operations, Bowling Centers, Animal (except Poultry) Slaughtering
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 100 months
- ✓Loan Range: Loan sizes from $36K to $1.0M, with an average of $390K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Sundown State Bank SBA lending
What types of businesses does Sundown State Bank typically finance?
Sundown State Bank specializes in SBA 7(a) lending to specific industries including support activities for oil and gas operations, bowling centers, animal (except poultry) slaughtering, cotton ginning. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Sundown State Bank's typical SBA loan terms?
Sundown State Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 100 months (approximately 8 years). Loan sizes range from $36K to $1.0M, with an average loan size of $390K.
Do I need a business valuation for a Sundown State Bank SBA loan?
Yes, Sundown State Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Sundown State Bank compare to other SBA lenders?
Sundown State Bank has originated 22 SBA loans totaling $8.6M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Sundown State Bank lend in?
Sundown State Bank provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.