State Bank of Southwest Missouri
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by State Bank of Southwest Missouri · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811192 | Car Washes | 1 | $462K | $462K | 8.3% |
| 624410 | Child Care Services | 1 | $48K | $48K | 8.3% |
| 621210 | Offices of Dentists | 1 | $149K | $149K | 8.3% |
Geographic Distribution
SBA lending activity for State Bank of Southwest Missouri by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 12 | $2.3M | 100.0% |
Why Choose State Bank of Southwest Missouri?
Based on SBA 7(a) lending track record from 1994-1997
- ✓Proven Track Record: 12 SBA loans approved, totaling $2.3M in financing
- ✓Industry Expertise: Specialized focus on Car Washes, Child Care Services, Offices of Dentists
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 92 months
- ✓Loan Range: Loan sizes from $35K to $800K, with an average of $190K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about State Bank of Southwest Missouri SBA lending
What types of businesses does State Bank of Southwest Missouri typically finance?
State Bank of Southwest Missouri specializes in SBA 7(a) lending to specific industries including car washes, child care services, offices of dentists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are State Bank of Southwest Missouri's typical SBA loan terms?
State Bank of Southwest Missouri's SBA 7(a) loans typically feature an average interest rate of — and average term length of 92 months (approximately 8 years). Loan sizes range from $35K to $800K, with an average loan size of $190K.
Do I need a business valuation for a State Bank of Southwest Missouri SBA loan?
Yes, State Bank of Southwest Missouri typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does State Bank of Southwest Missouri compare to other SBA lenders?
State Bank of Southwest Missouri has originated 12 SBA loans totaling $2.3M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does State Bank of Southwest Missouri lend in?
State Bank of Southwest Missouri provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Certified valuations are often required for SBA loans over $250,000.
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