Stanford FCU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Stanford FCU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812310 | Coin-Operated Laundries and Drycleaners | 3 | $498K | $166K | 17.6% |
| 541511 | Custom Computer Programming Services | 2 | $250K | $125K | 11.8% |
| 334511 | Search, Detection, Navigation, Guidance, Aeronautical, and Nautical System and Instrument Manufacturing | 1 | $300K | $300K | 5.9% |
| 332313 | Plate Work Manufacturing | 1 | $920K | $920K | 5.9% |
| 541990 | All Other Professional, Scientific, and Technical Services | 1 | $75K | $75K | 5.9% |
| 722513 | Limited-Service Restaurants | 1 | $200K | $200K | 5.9% |
| 611699 | All Other Miscellaneous Schools and Instruction | 1 | $70K | $70K | 5.9% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 1 | $50K | $50K | 5.9% |
| 541519 | Other Computer Related Services | 1 | $400K | $400K | 5.9% |
| 624110 | Child and Youth Services | 1 | $130K | $130K | 5.9% |
Geographic Distribution
SBA lending activity for Stanford FCU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 17 | $4.4M | 100.0% |
Why Choose Stanford FCU?
Based on SBA 7(a) lending track record from 2004-2011
- ✓Proven Track Record: 17 SBA loans approved, totaling $4.4M in financing
- ✓Industry Expertise: Specialized focus on Coin-Operated Laundries and Drycleaners, Custom Computer Programming Services, Search, Detection, Navigation, Guidance, Aeronautical, and Nautical System and Instrument Manufacturing
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 80 months
- ✓Loan Range: Loan sizes from $50K to $920K, with an average of $259K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Stanford FCU SBA lending
What types of businesses does Stanford FCU typically finance?
Stanford FCU specializes in SBA 7(a) lending to specific industries including coin-operated laundries and drycleaners, custom computer programming services, search, detection, navigation, guidance, aeronautical, and nautical system and instrument manufacturing, plate work manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Stanford FCU's typical SBA loan terms?
Stanford FCU's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 80 months (approximately 7 years). Loan sizes range from $50K to $920K, with an average loan size of $259K.
Do I need a business valuation for a Stanford FCU SBA loan?
Yes, Stanford FCU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Stanford FCU compare to other SBA lenders?
Stanford FCU has originated 17 SBA loans totaling $4.4M since 2004. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Stanford FCU lend in?
Stanford FCU provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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