Southwind Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Southwind Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 213112 | Support Activities for Oil and Gas Operations | 2 | $560K | $280K | 12.5% |
| 811192 | Car Washes | 1 | $205K | $205K | 6.3% |
| 115113 | Crop Harvesting, Primarily by Machine | 1 | $140K | $140K | 6.3% |
| 621210 | Offices of Dentists | 1 | $73K | $73K | 6.3% |
Geographic Distribution
SBA lending activity for Southwind Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 14 | $2.2M | 87.5% |
| Nebraska (NE) | 2 | $300K | 12.5% |
Why Choose Southwind Bank?
Based on SBA 7(a) lending track record from 1991-2002
- ✓Proven Track Record: 16 SBA loans approved, totaling $2.5M in financing
- ✓Industry Expertise: Specialized focus on Support Activities for Oil and Gas Operations, Car Washes, Crop Harvesting, Primarily by Machine
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 128 months
- ✓Loan Range: Loan sizes from $37K to $410K, with an average of $154K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in KS, NE
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Southwind Bank SBA lending
What types of businesses does Southwind Bank typically finance?
Southwind Bank specializes in SBA 7(a) lending to specific industries including support activities for oil and gas operations, car washes, crop harvesting, primarily by machine, offices of dentists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Southwind Bank's typical SBA loan terms?
Southwind Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 128 months (approximately 11 years). Loan sizes range from $37K to $410K, with an average loan size of $154K.
Do I need a business valuation for a Southwind Bank SBA loan?
Yes, Southwind Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Southwind Bank compare to other SBA lenders?
Southwind Bank has originated 16 SBA loans totaling $2.5M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Southwind Bank lend in?
Southwind Bank provides SBA 7(a) financing with particularly strong presence in KS, NE. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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