Provident Financial Services, Inc.
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Provident Financial Services, Inc. · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|
Geographic Distribution
SBA lending activity for Provident Financial Services, Inc. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New Jersey (NJ) | 1 | $300K | 100.0% |
Why Choose Provident Financial Services, Inc.?
Based on SBA 7(a) lending track record from 2004-2004
- ✓Proven Track Record: 1 SBA loans approved, totaling $300K in financing
- ✓Industry Expertise: Specialized focus on
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 84 months
- ✓Loan Range: Loan sizes from $300K to $300K, with an average of $300K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NJ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Provident Financial Services, Inc. SBA lending
What types of businesses does Provident Financial Services, Inc. typically finance?
Provident Financial Services, Inc. specializes in SBA 7(a) lending to specific industries including . They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Provident Financial Services, Inc.'s typical SBA loan terms?
Provident Financial Services, Inc.'s SBA 7(a) loans typically feature an average interest rate of — and average term length of 84 months (approximately 7 years). Loan sizes range from $300K to $300K, with an average loan size of $300K.
Do I need a business valuation for a Provident Financial Services, Inc. SBA loan?
Yes, Provident Financial Services, Inc. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Provident Financial Services, Inc. compare to other SBA lenders?
Provident Financial Services, Inc. has originated 1 SBA loans totaling $300K since 2004. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Provident Financial Services, Inc. lend in?
Provident Financial Services, Inc. provides SBA 7(a) financing with particularly strong presence in NJ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.